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Travel money card

One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate.

One card, 50+ currencies

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Save up to 85% when you spend internationally

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Spend instantly with Google Wallet and Apple Pay

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App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.

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Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use a digital card instantly on your phone.

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ATM withdrawals
Get cash from more than 3 million ATMs worldwide (free from Wise fees, up to 350 AUD per month).

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Spend the leftover money in Australia for free
If your trip is cancelled or have leftover currency, spend it at home in Australia, with a small conversion fee.

Spend in 175 countries

The Wise travel money card gives you the exchange rate you see on Google for spending in 53 different currencies. Use your card in more than 175 countries and withdraw money from 3 million ATMs.
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Save up to 85% when you spend internationally

With the Wise travel money card you can get a better exchange rate and lower fees than your bank. If you have the local currency in your account, the Wise travel money card will use it. If not, it will auto-convert your money at the current rate, for a tiny fee.

Use Google or Apple Pay straight away

No need to wait for the physical currency card. You can also use your Wise travel money card with Apple Pay or Google Pay. It works just like the physical currency card, but exists only on your phone or laptop.

Free ATM cash withdrawals up to 350 AUD a month

The Wise travel money card takes the worry out of using ATMs abroad. You only pay a small fee on withdrawals after the first 350 AUD. Avoid hidden fees in the exchange rate while withdrawing from ATMs abroad. Learn more about our pricing.

*Some additional charges may occur from independent ATM networks.

What is a travel money card?

A travel money card, also called a currency card, is a type of a card which allows you to keep and spend multiple currencies, and use the card while travelling the world. And with the Wise card there are no hidden fees to worry about. You can hold up to 50+ currencies in your travel money card, and convert them at the mid-market rate with the free Wise app.

Unlike travel money cash, you don’t even need to have the money converted beforehand — simply use the travel money card in stores, coffee shops, online or withdraw from ATMs, and we’ll convert the amount automatically for you from any currency you hold for a low fee.

*Please seeTerms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up to date pricing and fee information.
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Use your card on holiday

Is travel money card better than travel money?

A travel money card — also known as a currency card — is a popular way to spend travel money abroad. It's easier and safer than compared to carrying foreign currency in cash, and less complicated than using traveller’s cheques. It’s usually cheaper than converting cash when you arrive.

More tips for saving money on holiday

  • Don’t exchange cash at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card

  • Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants

  • If you need to pay for your holiday in a foreign currency, transfer your money with Wise

  • Download the free Wise app and manage your balance on the go
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Withdrawing money abroad using a Wise travel card

The Wise travel money card is safe and secure

Wise holds an Australian Financial Services Licence in Australia and is regulated by the Australian Securities and Investments Commission (ASIC). We are also an authorised Electronic Money Institution in the UK and regulated by the UK’s Financial Conduct Authority. This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

Top up and spend your holiday money in over 50 currencies

Frequently asked questions