Travel money card
An international travel card for all your vacations. Use it instantly as a digital card and top-up from the app, with the mid-market rate.
App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.
Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use a virtual card instantly on your phone.
ATM withdrawals
Get cash from more than 3 million ATMs worldwide (free from Wise fees, up to 350 AUD per month).
Spend the leftover money in Australia for free
If your trip is cancelled or have leftover currency, spend it at home in Australia, with a small conversion fee.
The most international travel card
What is a travel money card?
Unlike travel money cash, you don’t even need to have the money converted beforehand — simply use the travel money card in stores, coffee shops, online or withdraw from ATMs, and we’ll convert the amount automatically for you from any currency you hold for a low fee.
*Please seeTerms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up to date pricing and fee information.
What is a prepaid travel card?
Travel money cards offer convenience and flexibility, allowing you to hold multiple currencies and switch between them while exploring the globe. Prepaid travel cards are usually specific to a currency, like prepaid Euro or US Dollar cards.
Whether you choose a travel money card or a prepaid travel card, when you load funds, the exchange rates are locked at the time of transfer, but be aware of potential hidden markups.
With the Wise travel money card, you can send and spend money anywhere at the mid-market rate. No markups, no sneaky transaction fees.
Which is the best travel money card in Australia?
Different travel money card providers use different fee structures, which can make it hard to see which is the best travel card for your needs. Some use upfront commission, but it’s also common for providers to hide their fees in the exchange rate they use. This way they can offer an attractive headline like ‘zero commission’ or ‘fee free exchange’ while still making money from currency conversion.
To find the best prepaid travel card for your travel money in Australia, you’ll need to compare a few providers - looking at both the fees and the exchange rates used. We have compared a few providers in different areas to help you find the best prepaid travel card that fits your needs.
Best travel money card for overseas travel
Compared the global acceptance, card types and flexibility. Perfect for international travellers.
Compare the costs
| Available currencies | |
|---|---|
 | More than 40 |
 | Up to 13 |
 | Up to 11 |
 | Up to 11 |
| Digital card | |
| Free create up to 3 digital cards immediately |
| No |
| No |
| No |
| Supported platform | |
| Contactless payment, Apple Pay, Google Pay™, Fitbit Pay, Garmin Pay |
| Contactless payment |
| Contactless payment, Google Pay™, Samsung Pay |
| Contactless payment, Google Pay™, Samsung Pay |
| Card types | |
| VISA / Mastercard |
| VISA |
| Mastercard |
| Mastercard |
Best travel money card for low fees
Compared the fees and rates that will be involved when using a travel money card.
Compare the costs
| Application fees | |
|---|---|
| One-time fee, $10 AUD |
| No fee |
| No fee when you are online banking customer |
| No fee |
| ATM withdrawal fees | |
| Free 2 withdrawals up to $350 AUD each month |
| $3.5 AUD |
| Free under Global ATM Alliance ATMs |
| $3.5 AUD |
| Conversion fees | |
| Fixed fee $1.5 AUD + 1.75% after used up free allowance |
| 3% |
| 0% |
| 0% |
| Subscription fees | |
| Free |
| Free |
| Free |
| Free |
Best travel money card for budget travel
Compared the reload fees and limits. Perfect for budget control holidays.
Compare the costs
| Load fees | |
|---|---|
| Free |
| Free |
| Free |
| Free |
| Minimum amount you can load | |
| No limit |
| $1 AUD |
| Not available |
| $100 AUD |
How to get a travel money card?
How does a travel money card work?
1. Open an account in minutes
2. Top up the amount of currency you need
3. Select the preferred payment method
4. Once the money arrived, you only spend with the real exchange rate
Why choose the Wise travel money card?
Get up to 3 virtual cards for free
Before your Wise travel money card arrives, you can create up to 3 virtual cards instantly.
Spend anywhere, with low conversion fees
Spending abroad in any currency, if you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
How to withdraw money from the Wise travel money card?
Get 2 free withdrawals up to $350 AUD per calendar month. Some ATMs may charge additional fees over these. Usually they’re visible on the ATM before you agree to the withdrawal.
With the Wise travel money app, you can check how much travel money you can still withdraw for free and when you can withdraw for free again. See how to check the free allowance here.
Order a travel money card online
A smart alternative is to get a Wise travel money card sent to you in advance of travelling, so you can top up, hold and manage over 40 currencies online or from your phone. Order online and then reload your travel card every time you travel - you’ll never need to worry about arranging your travel money again.
Download the travel money card app
Using the app, you can reload your prepaid travel card from anywhere with the internet. You will be notified with every transaction. Also, you can freeze your travel money card after each purchase.
International travel top tips
- Don’t exchange your travel money at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card
- Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants
- If you need to pay for your holiday in a foreign currency, transfer your money with Wise
- Download the free Wise money transfer app and manage your balance on the go
