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Travel money card

An international travel card for all your vacations. Use it instantly as a digital card and top-up from the app, with the mid-market rate.

One card, 40 currencies
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Save up to 4x when you spend internationally
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Spend instantly with Google Wallet and Apple Pay
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App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.

A virtual wallet

Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use a virtual card instantly on your phone.

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ATM withdrawals
Get cash from more than 3 million ATMs worldwide. Free up to 400 AUD / NZD per month. 1.75% variable fee applies after first 400 AUD / NZD. See Pricing.

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Spend the leftover money in Australia for free
If your trip is cancelled or have leftover currency, spend it at home in Australia, with a small conversion fee.

The most international travel card

The Wise prepaid travel card gives you the exchange rate you see on Google for spending in more than 40 different currencies. Use your card in more than 160 countries and withdraw money from 3 million ATMs. See a list of currencies we support here.
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Save up to 4x when you spend internationally

With the Wise travel money card you can get a better exchange rate and lower fees than your bank. If you have the local currency in your account, the Wise travel money card will use it. If not, it will auto-convert your money at the current rate, for a tiny fee.

Use Google or Apple Pay straight away

No need to wait for the physical currency card. You can also use your Wise travel money card with Apple Pay or Google Pay. It works just like the physical currency card, but exists only on your phone or laptop.

Free ATM cash withdrawals up to 400 AUD a month

The Wise travel money card takes the worry out of using ATMs abroad. You only pay a small fee on withdrawals after the first 400 AUD. Avoid hidden fees in the exchange rate while withdrawing from ATMs abroad. Learn more about our pricing.

*Some additional charges may occur from independent ATM networks.

What is a travel money card?

A travel money card, also called a currency card, is a type of a card which allows you to keep and spend multiple currencies, and use the card while travelling the world. And with the Wise card there are no hidden fees to worry about. You can hold up to 40+ currencies in your travel money card, and convert them at the mid-market rate with the free Wise app.

Unlike travel money cash, you don’t even need to have the money converted beforehand — simply use the travel money card in stores, coffee shops, online or withdraw from ATMs, and we’ll convert the amount automatically for you from any currency you hold for a low fee.

*Please seeTerms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up to date pricing and fee information.
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Use your card on holiday

What is a prepaid travel card?

Travel money card vs prepaid travel card

Travel money cards offer convenience and flexibility, allowing you to hold multiple currencies and switch between them while exploring the globe. Prepaid travel cards are usually specific to a currency, like prepaid Euro or US Dollar cards.

Whether you choose a travel money card or a prepaid travel card, when you load funds, the exchange rates are locked at the time of transfer, but be aware of potential hidden markups.

With the Wise travel money card, you can send and spend money anywhere at the mid-market rate. No markups, no sneaky transaction fees.

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Which is the best travel money card in Australia?


Different travel money card providers use different fee structures, which can make it hard to see which is the best travel card for your needs. Some use upfront commission, but it’s also common for providers to hide their fees in the exchange rate they use. This way they can offer an attractive headline like ‘zero commission’ or ‘fee free exchange’ while still making money from currency conversion.

To find the best prepaid travel card for your travel money in Australia, you’ll need to compare a few providers - looking at both the fees and the exchange rates used. We have compared a few providers in different areas to help you find the best prepaid travel card that fits your needs.

Is travel money card better than travel money?

A travel money card — also known as a currency card — is a popular way to spend travel money abroad. It's easier and safer compared to carrying a foreign currency in cash, and less complicated than using traveller’s cheques. It’s usually cheaper than converting cash when you arrive. You also can compare travel money here.

Instant virtual travel card

Travelling tomorrow? Get all the benefits of the Wise card - spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the Wise virtual card. You can freeze the digital travel card after each purchase. Have up to 3 digital cards at a time, and use them to manage your spending by using different cards for different expense types.

The Wise digital card is free to all customers in Australia!

Best for international travel

With Wise travel money card you can:

  • Withdraw cash from millions of ATMs all over the world
  • Pay for meals in restaurants, cafes and bars
  • Pay for accommodation or flights online
  • Spend in shops, or shop online in 40+ currencies

    • In-app ATM Guide

    In the Wise travel money card app, you can even check the free ATM fees network by using the ATM Guide. To avoid extra fees from the ATM, be sure to choose the local currency where the ATM is.

    1. Download the Wise App
    2. Login to your Wise account
    3. Click “Travel hub” under “Card” tab
    4. “Find an ATM” in your destination

    How to get a travel money card?

    To register a Wise account is free. Once you open a Wise account, just log in to order your travel money card online or in the app for a one time fee of 10 AUD. We'll ask you for some basic information to verify your account.
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    How does a travel money card work?

    Travel money cards are designed specifically for international travellers. It allows you to load and store a specific amount of money in multiple currencies onto the card before your trip. With Wise, you can order a travel money card and have it delivered to your home, or get a virtual card immediately on your phone.

    1. Open an account in minutes

    2. Top up the amount of currency you need

    3. Select the preferred payment method

    4. Once the money arrived, you only spend with the real exchange rate
    Learn more about Wise virtual card
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    ‎Why choose the Wise travel money card?

    Reloadable and reusable for your next trip
    A travel money card is not a one-time-use option. It is reloadable and reusable, which means you can use it again for future trips. You can add funds to your card as needed, and you won't have to worry about exchanging money every time you travel.

    Get up to 3 virtual cards for free
    Before your Wise travel money card arrives, you can create up to 3 virtual cards instantly.

    Spend anywhere, with low conversion fees
    Spending abroad in any currency, if you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
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    How to withdraw money from the Wise travel money card?

    You can use the Wise travel money card like any other prepaid debit card to withdraw money at ATMs around the world.

    Get 2 free withdrawals up to $350 AUD per calendar month. Some ATMs may charge additional fees over these. Usually they’re visible on the ATM before you agree to the withdrawal.

    With the Wise travel money app, you can check how much travel money you can still withdraw for free and when you can withdraw for free again. See how to check the free allowance here.

    Order a travel money card online

    Many providers offer the option to order money online and then collect it in a local store or have it delivered to your home address. However, you’ll usually have to make sure the person who ordered the currency is home to take delivery, or can go in person to collect it, as ID will be required.

    A smart alternative is to get a Wise travel money card sent to you in advance of travelling, so you can top up, hold and manage over 40 currencies online or from your phone. Order online and then reload your travel card every time you travel - you’ll never need to worry about arranging your travel money again.
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    Download the travel money card app

    Wise has mobile apps for iPhones, iPads and Android devices.

    Using the app, you can reload your prepaid travel card from anywhere with the internet. You will be notified with every transaction. Also, you can freeze your travel money card after each purchase.

    Download from the Apple App Store Download from the Google Play Store

    International travel top tips

    • Don’t exchange your travel money at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card

    • Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants

    • If you need to pay for your holiday in a foreign currency, transfer your money with Wise

    • Download the free Wise money transfer app and manage your balance on the go
    Order a travel money card
    Withdrawing money abroad using a Wise travel card

    Your travel money is safe with us

    What if the Wise travel money card gets lost or stolen? Don’t worry – it’s easy to freeze and replace your Wise travel money card. If it’s lost or stolen, here’s what to do.

    1. Freeze your travel money card by logging into your Wise account. This will stop any transactions from taking place.

    2. Contact us via email or phone. We’ll put a permanent block on your card.

    3. Confirm via email that you understand your card will be blocked. We want to make sure before going ahead.

    4. Order a new card like you did the first time. We’ll ask you to confirm your name and mailing address. Once we have these details, we’ll get your new card on its way to you.

    Top up and spend your holiday money in over 40 currencies

    Frequently asked questions