US dollar account in Australia.
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How to open your US dollar account in Australia.
Open your USD account in 5 easy steps.
- Open a Wise account (or log in if you already have one).
- Click on “Balances” and then “Get started”.
- Complete your profile and upload your documents to verify your account for security.
- Activate US dollars and any of our other 45+ currencies in your account. See the list of currencies we support.
- Order your debit card and start sending and spending money around the world.
Get your own American bank account details.
A Wise account is perfect if you live and work in multiple currencies. And if you want to receive multiple currencies for free. If you are a personal users, get free bank details for the US, as well as the UK, Eurozone, Poland, Australia and New Zealand:
- European IBAN
- British account number and sort code
- US account number and routing number
- Australian account number and BSB code
- New Zealand account number
- Polish account number
Use your bank details to get paid in US dollars, and no one pays any fees. It's a like having a US-dollar-denominated bank account – and a euro, British pound, Polish zloty, New Zealand and Australian dollar account – all in one place.
Why should you open a US dollar account in Australia?
Benefits of having a US dollar account in Australia.
With Wise, you’ll always get the real exchange rate when you move money from one currency to another.
But what if the exchange rate isn’t in your favour? Your multi-currency account lets you hold your money in different currencies and convert between them when the rate is right.
Avoid exchange rate risk.
Your money could be protected from currency fluctuation (exchange rate risk).
Hold different currencies.
You can hold more than 45 different foreign currencies in one place.
Get bank account numbers.
You get bank account numbers for the Eurozone, UK, US, Hungary, New Zealand and Australia.
Who is the US dollar account great for?
- People with international investment portfolios.
- Freelancers or businesses who want to invoice their clients in the US. You can also create and send your e-invoices by using our downloadable free invoice templates.
- Businesses who pay invoices to suppliers overseas.
- International students studying in the US.
- Everyone who wants to send and receive money in US dollars without converting Australian dollars.
Spend at the real exchange rate.
Use your Wise US dollar debit card from Mastercard around the world, with no sneaky fees or hidden charges.
- Free to pay with currencies in your account.
- Free ATM withdrawals up to $350 per 30 days.
- Only pay a small conversion fee when you convert your money — typically between 0.35% and 2%.
- Automatically convert your money at the real exchange rate.
- Accepted anywhere in the world that accepts Mastercard.
Debit cards are available in Australia and 30+ other countries. See if it’s available in your country.
Create your free US dollar account and order your Wise debit card now.
I use it to pay my son’s tuition fees, my mortgage and spending abroad.
Gavin, father & business-owner
Get your borderless accountCoverage.
Get local bank details.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
GBPBritish Pound
Get your own Account Number and Sort Code.
EUREuro
Get your own SWIFT/BIC and IBAN details.
USDUS Dollar
Get your own Routing (ABA) and Account Number.
AUDAustralian Dollar
Get your own BSB Code and Account Number.
NZDNew Zealand Dollar
Get your own Account Number.
HUFHungarian Forint
Get your own Account Number.
RONRomanian Leu
Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.
SGDSingapore Dollar
Get your own Account Number.
This account comes with your very own American bank details. Anyone can use these to pay you in US dollars – just like they'd pay a local. In addition, you can just as easily get UK, Eurozone, Polish, New Zealand and Australian bank details.
Hold & manage money.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
GBPBritish Pound
AUDAustralian Dollar
AEDUnited Arab Emirates Dirham
ARSArgentine Peso
BDTBangladeshi Taka
BWPBotswana Pula
BGNBulgarian Lev
CHFSwiss Franc
CLPChilean Peso
CNYChinese Yuan
CRCCosta Rican Colón
CZKCzech Koruna
DKKDanish Krone
EGPEgyptian Pound
GELGeorgian Lari
GHSGhanaian Cedi
HKDHong Kong Dollar
HRKCroatian Kuna
EUREuro
CADCanadian Dollar
HUFHungarian Forint
IDRIndonesian Rupiah
ILSIsraeli Shekel
INRIndian Rupee
JPYJapanese Yen
KESKenyan Shilling
KRWSouth Korean Won
LKRSri Lankan Rupee
MADMoroccan Dirham
MXNMexican Peso
MYRMalaysian Ringgit
NGNNigerian Naira
NOKNorwegian Krone
NPRNepalese Rupee
PENPeruvian Sol
PHPPhilippine Peso
NZDNew Zealand Dollar
USDUS Dollar
PLNPolish Zloty
PKRPakistani Rupee
RONRomanian Leu
RUBRussian Ruble
SEKSwedish Krona
SGDSingapore Dollar
THBThai Baht
TRYTurkish Lira
TZSTanzanian Shilling
UAHUkrainian Hryvnia
UGXUgandan Shilling
UYUUruguayan Peso
VNDVietnamese Dong
XOFWest African CFA Franc
ZARSouth African Rand
ZMWZambian kwacha
Send money to 80+ countries.
You can use money in your multi-currency account to send to any of the currencies on Wise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
Get your US dollar currency account
It’s free for personal users and only takes a few minutes.
FAQs
Our US dollar currency account is free for personal users. Check the up-to-date pricing information here .
American bank details are free for individual customers and it is free to receive US dollars using those bank details. It's also free to spend the US dollars in your account using your Wise debit card anywhere in the US.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your US dollar account. It depends on the currencies you're converting, but here are a few examples.
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
All money in your Wise US dollar account is stored and safeguarded securely in our bank accounts depending on your country of residence on your profile.
If your profile address is in the US, your money will be stored in our accounts in the USA. If your profile address is in Australia, your money is stored in an account there. If your profile address is in Singapore, your money is stored on our accounts in Singapore, and if your profile address is anywhere else, your money is stored in our accounts in the UK.
Wise is an authorised Electronic Money Institution regulated by the Financial Conduct Authority (FCA) in the UK.
We are obliged to have controls in place under the UK Electronic Money Regulations 2011 to safeguard and protect customer funds. We're required by law to keep your money safe by storing it in a low-risk financial institution (in Europe this is in our UK Barclays bank accounts).
We fulfill rigorous regulatory standards in the UK, Europe, federal and state regulators in the US, and every country we operate in.
Millions of customers trust Wise with their money. We move over £3 billion around the world every single month, and we take the safety and security of your money very seriously.