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The most international debit card on the planet

With the Wise card, you never have to worry about exchange rate markups, or high transaction fees when you spend abroad.
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R屋150 USDElectric City150 USDElectric City

Take out cash abroad for free

The Wise card takes the worry out of using ATMs abroad. You pay only a super-low fee on withdrawals after the first 350 AUD.

Learn about our card pricing
A plate sits on a table, with USD cash and a Wise card.

Use Google or Apple Pay straight away

With the Wise digital card, you can pay online and in stores in over 40 currencies and 160 countries. Create yours in seconds and start saving instantly.

Learn about digital cards
A customer pays in a florist. They use their Wise digital card on their phone.

Meet your new digital card

Two overlapping digital cards from Wise, with one card in blue and the other in green. Each card features the Wise logo in white text, positioned vertically.

Get all the benefits of the Wise card - spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the Wise digital card.

Learn about digital cards

Order a card in just 5 minutes

  • Step 1

    Open a free account in minutes

  • Step 2

    Order a card for a one-time fee of 10 AUD

  • Step 3

    Start spending with a digital card immediately

Order your card

Rest easy. Your money’s safe

  • Freeze and unfreeze your card instantly.

  • Generate digital cards for extra peace of mind.

  • Get notifications for every transaction.

Don’t take our word for it

With over 200,000 reviews on Trustpilot, our average score is 4.3 out of 5.

Read more reviews
Trustpilot stars rating with 5 stars

While I’m living abroad this card saves me so much!

Ahmad

Trustpilot stars rating with 5 stars

I am using wise for 3 years now. I’m using the Wise debit card for everyday use.

Akhter

Trustpilot stars rating with 5 stars

I find using the Wise service so convenient and taking my Wise Card means I have resource just about anywhere I ever go in the world.

Clive

Trust us to look after your money

We help over 12.8 million people move 30 billion every quarter — here’s how we make sure it’s safe.

  • Privacy and data
    We protect your details through strict standards and 2FA.
  • Dedicated support
    Questions? Get help in 14 languages.
  • International safeguarding
    Your money is held with a group of established financial institutions, separate from ours.

Do more with Wise in Australia

You can use Wise for much more than just spending abroad. Here is what's available, based on where you live.

Open an account
  • A Wise transfer of Australian dollar to Euro.

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

    Learn about transfers
  • Wise balance for Australian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

    Explore getting paid
  • 3.35%On AUD

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

    Learn about Interest
  1. This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund's Product Disclosure Statement before making a decision on the advice.

    Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 31/01/2025 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Templeton Cash Fund.

    Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).

    Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.