Credit cards with Qantas Club Lounge access
Coveted by many a frequent flyer, airport lounge access can make any trip, whether for business or pleasure, much more comfortable. Often voted among the best lounges for relaxation and rejuvenation before flying, Qantas Club Lounge access can be a valuable asset for any traveller.
Not only available to those who hold top-tier status with Qantas, this lounge access is also offered as a benefit with several different credit cards. In this guide, we’ll take a look at 7 different credit cards available in Australia that come with Qantas Club Lounge access.
Giving you the essential details you need, we delve into annual fees, how the lounge access works, fees associated with using the card abroad and more.
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The Qantas Club Lounge
The Qantas Club Lounge is a premium airport lounge service provided by Qantas Airways to eligible travellers.
Available at major Australian airports and select international locations, these lounges provide exclusive, complimentary amenities and services such as¹:
- Dedicated check-in
- Priority baggage handling
- Wi-Fi
- Premium food and beverage services
- Bathrooms and shower suites with amenities kits and towels provided
- Business facilities including private workstations, photocopying and printing
- Comfortable seating and more.
It should be noted that depending on which airport you are in, the class of travel you are flying in and how lounge access has been acquired these benefits may vary.
Types of lounge access passes
There are several ways to secure access to Qantas Club lounges, these include getting passes through:
- A paid Qantas Club membership
- Paid guest passes
- Frequent flyer status
- Travel class access (complimentary for First and Business class passengers)
- Complimentary invitations from the airline or other lounge pass holders
- Partner airline access, such as through the One World Alliance
- Credit card lounge passes
The latter is what we will be covering in this guide. As noted above, not all lounge access passes will provide the same level of service or amenities.
For instance, while a paid membership may provide unlimited lounge access, with a credit card, this may be limited to a set number of visits per calendar year. We’ll cover this in more detail further on.
It should also be noted that no matter how you secure access to the Qantas Club lounge, as a premium offering, strict codes of conduct and dress codes apply.²
How to get access to the Qantas Club lounge with your credit card
Upon arrival to the Qantas Club lounge, you can typically gain access to the facilities using your eligible credit card lounge benefits by either:
- Giving lounge passes specifically issued to you by your credit card provider to lounge staff. You may need to request these in advance of travel.
- Showing your Qantas-aligned credit card to staff at the lounge entry
We recommend checking with your credit card issuer before departure for details on how their Qantas lounge access benefit works.
You may also be asked to provide ID or provide other personal information to staff upon entry.² Where the yearly number of visits is limited, some checks may be performed to confirm access is permitted.
Credit Cards that give you Qantas Club Lounge Access
Accessing a Qantas Club lounge with a credit card is possible through a selection of specific Qantas co-branded credit cards. Credit cards that offer complimentary lounge passes as part of their cardholder benefits include:
- Westpac Altitude Qantas Black credit card
- Qantas American Express Ultimate credit card
- ANZ Frequent Flyer Black credit card
- Bank of Melbourne Amplify Signature credit card
- St.George Amplify Qantas Signature credit card
- BankSA Amplify Qantas Signature credit card
Not only providing complimentary lounge access, they also come with several added extras which we will outline below alongside some other important details.
1. Westpac Altitude Qantas Black credit card
The Westpac Qantas Altitude Black Credit Card is designed for frequent travellers and offers exclusive benefits tailored to Qantas Frequent Flyer members. Features include³:
- Complimentary Qantas Club lounge access
- Qantas Points earned on everyday purchases
- Travel Insurance
- Purchase protection
- Personal concierge access
| Card name | Westpac Altitude Qantas Black credit card³ |
|---|---|
| Number of visits to Qantas Club Lounge | 2 complimentary lounge passes per year |
| Qantas Points you earn | 0.75 Qantas Points per dollar on eligible purchases, up to AUD$250,000 p.a. |
| Minimum income required for card eligibility | AUD$75,000 p.a. |
| Minimum credit limit | AUD$15,000 |
| Annual fee | AUD$295.00 + AUD$75.00 for the Altitude Qantas Rewards Program |
| Foreign transaction fee | 3% of the transaction amount |
As seen on 26 September 2024
2. Qantas American Express Ultimate credit card
The Qantas American Express Ultimate Card is a high-tier credit card designed for Qantas Frequent Flyers. It offers premium travel rewards and benefits including⁴:
- Qantas Club lounge and AMEX Centurion lounge access annually
- Qantas Points earning at an accelerated rate
- AUD$450 Qantas travel credit each year
- Travel Insurance
- Up to 4 additional cards at no extra charge
- Card purchase cover
| Card name | Qantas American Express Ultimate card⁴ |
|---|---|
| Number of visits to Qantas Club Lounge | Two Qantas Club Lounge invitations annually (after purchasing select Qantas products and services) |
| Qantas Points you earn | 2.25 Qantas points per dollar on eligible Qantas products and services. 1.25 Qantas points per dollar on everyday purchases 0.5 points per dollar spent with government bodies |
| Minimum income required for card eligibility | Not specified online |
| Minimum credit limit | AUD$3000⁵ |
| Annual fee | AUD$450.00 |
| Foreign transaction fee | 3% of the converted transaction amount⁶ |
As seen on 26 September 2024
3. ANZ Frequent Flyer Black credit card
The ANZ Frequent Flyer Black Credit Card is targeted at Qantas Frequent Flyers and offers high points-earning potential and exclusive travel perks. Features and benefits of the card include⁷:
- Qantas Club lounge access and discounted 12-month Qantas Club membership
- Boosted Qantas point accrual via everyday purchases
- Travel Insurance
- Purchase insurance
- 24/7 concierge access
- Cashback offers
| Card name | ANZ Frequent Flyer Black⁷ |
|---|---|
| Number of visits to Qantas Club Lounge | 2 Qantas Club lounge passes annually |
| Qantas Points you earn | 1 Qantas Point per dollar up to and including AUD$7,500 Earn 0.5 Qantas Points per dollar over AUD$7,500 |
| Minimum income required for card eligibility | Not specified online |
| Minimum credit limit | AUD$15,000 |
| Annual fee | AUD$425.00 |
| Foreign transaction fee | 3% of the transacted amount⁸ |
As seen on 26 September 2024
4. Bank of Melbourne Amplify Qantas Signature credit card
The Bank of Melbourne’s (BOM) Amplify Qantas Signature credit card is a rewards-based card that allows access to Qantas lounges alongside a mix of other travel benefits. These include⁹:
- Qantas points earned through everyday eligible spending
- Cashback offers and rewards
- Concierge access
- Travel Insurance
- Visa offers and perks
- A complimentary additional cardholder (if desired)
| Card name | BOM Amplify Qantas Signature credit card⁹ |
|---|---|
| Number of visits to Qantas Club Lounge | 2 complimentary lounge passes per year |
| Qantas Points you earn | 0.75 Qantas Points for every dollar spent on eligible purchases, up to $250k p.a. |
| Minimum income required for card eligibility | Not specified online |
| Minimum credit limit | AUD$15,000 |
| Annual fee | AUD$295.00 + AUD$75.00 for the Altitude Qantas Rewards Program |
| Foreign transaction fee | 3% of the transaction amount in Australian dollars |
As seen on 26 September 2024
5. St.George Amplify Qantas Signature credit card
Marketed as a top-tier credit card for those who love to earn Qantas points, the St. George Amplify Signature credit card offers a variety of benefits for frequent travellers including¹⁰:
- Qantas club lounge access
- Boosted Qantas points accrual through everyday spending
- Cashback offers
- Travel insurance
- Concierge services
| Card name | St.George Amplify Qantas Signature credit card¹⁰ |
|---|---|
| Number of visits to Qantas Club Lounge | 2 complimentary lounge passes per year |
| Qantas Points you earn | 0.75 Qantas Points for every dollar spent on eligible purchases, up to $250k p.a. |
| Minimum income required for card eligibility | Not specified online |
| Minimum credit limit | AUD$15,000 |
| Annual fee | AUD$295.00 + AUD$75.00 for the Altitude Qantas Rewards Program |
| Foreign transaction fee | 3% of the transaction amount in Australian dollars |
As seen on 26 September 2024
6. BankSA Amplify Qantas Signature credit card
Geared towards Qantas Frequent Flyers, this card from BankSA offers their highest Qantas points earn rate as well as several travel benefits and other rewards including¹¹:
- Qantas Club lounge access
- Faster Qantas points accrual via your everyday spending
- Visa offers and perks, including access to their Luxury Hotel Collection
- Cashback offers
- Travel insurance
- Concierge access
| Card name | BankSA Amplify Qantas Signature credit card¹¹ |
|---|---|
| Number of visits to Qantas Club Lounge | 2 complimentary lounge passes per year |
| Qantas Points you earn | 0.75 Qantas Points for every dollar spent on eligible purchases, up to $250k p.a. |
| Minimum income required for card eligibility | Not specified online |
| Minimum credit limit | AUD$15,000 |
| Annual fee | AUD$295.00 + AUD$75.00 for the Altitude Qantas Rewards Program |
| Foreign transaction fee | 3% of the transaction amount in Australian dollars |
As seen on 26 September 2024
Conclusion
While these credit cards with complimentary Qantas lounge access can be very appealing, it’s wise to consider a variety of factors before signing up.
Its recommended to also pay attention to:
- Annual fees and whether any fee waivers apply based on usage or when signing up
- The minimum credit limit, most have a fairly high minimum of AUD$15,000 so its essential to ensure you can service this
- The applicable interest rate on any unpaid balances each statement period
- How the other features will benefit you or fit your needs, a card that serves multiple purposes represents greater value overall
- Fees for using your card overseas – these can include transaction fees, ATM fees and exchange rate margins among other added costs
- What counts as eligible spend and how this influences points accrual, lounge access, insurance and other benefits
As many of these cards come with a significant annual fee, it is essential to weigh up the value of the cumulative benefits offered against this. This will help to ensure you’re receiving the best possible value and fit for your needs.
If lounge access is the driving factor, it may work out better to simply purchase a Qantas Club membership or look into alternative, dedicated lounge access programs. This can then be paired with a competitive travel money solution as needed.
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Sources:
- Qantas - Lounge Guide
- Qantas - Lounge Terms & Conditions
- Westpac - Altitude Qantas Black card
- American Express - Qantas Express Ultimate
- American Express - Key Facts
- American Express - Fees & Charges
- ANZ - Frequent Flyer Black card
- ANZ - Fees & Charges pg. 18
- BOM - Amplify Qantas Signature card
- St. George - Amplify Qantas Signature card
- BankSA - Amplify Qantas Signature card
Sources checked on: 26 September 2024
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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
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