Wise Card Australia Review: Is Wise a Good Travel Card for You?
Our Wise travel card review explores the features, benefits, and fees to help you decide if it’s the best fit for your next trip.


*Pricing claim based on comparative data for select airports and passes. Live pricing is subject to exchange rate fluctuations.
📱Find out how to get lounge access
Lounge Key1 and Priority Pass2 are two popular options for travellers looking to get access into airport lounges in Australia and around the world. Both have extensive networks of lounge and facility locations, and allow drop in visits regardless of which airline you’re flying with. However, how these two services work in terms of sign up and costs is quite different.
This Lounge Key vs Priority Pass guide covers what you get with each service - plus we’ve got a quick look at Wise - another super helpful travel tool. Use Wise to hold and exchange 40+ currencies, and get a Wise card to spend and withdraw in 150+ countries, with the mid-market rate and low fees from 0.33%3.
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Lounge Key is an airport lounge service which is offered to eligible card holders of select credit cards4. Different banks and different cards have their own Lounge Key service agreements - for example, you could get Lounge Key access for 10 visits annually if you have an eligible card from BankWest5, or 2 visits a year with eligible cards from HSBC6.
Lounge Key has a network of 1,500 lounges, in over 400 airports worldwide, spread across 120+ countries. In the lounges you’ll find complimentary food and drink, entertainment, places to charge your devices, and a quiet place to relax. Lounges are used by business and leisure travellers alike, and make getting through the airport a frictionless experience. If you’re eligible for Lounge Key you can visit a network lounge regardless of where you’re flying to, and which airline you’re using. All you’ll need to do is to swipe your eligible bank card at the entry to the lounge to get access.
The services you can get in a Lounge Key lounge vary depending on the specific location, but can include:
Learn more in our complete guide to Lounge Key membership 👉.
✈️ Traveling soon? Get into 1,400+ airport lounges globally for up to 30% less with Wise. Find out more
Priority Pass works a bit differently to Lounge Key. While you could get some free entry to lounge locations as part of your credit card package, you can also sign up directly for membership which doesn’t require you to have a specific bank card.
If you’re buying Priority Pass membership you can choose from 3 different annual plans, which all have a fee. You may also need to pay a fee to enter the lounge depending on the plan you select. Here’s a quick overview of the plan options, and the costs associated with them:
| Priority Pass membership plan | Standard | Standard Plus | Prestige |
|---|---|---|---|
| Annual fee | 99 USD (about 145 AUD) | 329 USD (about 480 AUD) | 469 USD (about 690 AUD) |
| Lounge visit cost | 35 USD per visit for members or guests (about 50 AUD) | 10 free member visit, then 35 USD per member visit 35 USD per guest vitsit | Unlimited free member visits 35 USD per guest vitsit |
The Priority Pass network includes 1,600+ locations and experiences. As with Lounge Key the exact services available might vary depending on which lounge you pick, but you could find some of the following features available7:
The exact cards which offer Priority Pass as a member benefit can change, but at the time of writing there are some credit cards from major providers like Citibank or Westpac which include some lounge entry annually as part of your card fee.
Learn more in our complete guide to Priority Pass lounge membership 👉.
Lounge key and Priority Pass provide similar services, but the way you sign up and access the lounges is often different.
You might find your credit card offers either Lounge Key or Priority Pass lounge entry as part of your card package. However, while having an eligible card is the only way to sign up for Lounge Key, Priority Pass does extend services to members who have signed up with them directly. This means that Priority Pass is an option for you even if you don't have the right credit card to get the benefits for free.
Here's a head to head comparison of Lounge Key vs Priority Pass on a few key features you might want to consider:
| Lounge Key | Priority Pass | |
|---|---|---|
| Overall network availability | 1,500 lounges | 1,600 lounges and experiences |
| Annual fees | No fee - Lounge Key is offered as a benefit with some credit cards. Your credit card may have an annual fee | 99 USD - 469 USD |
| Per-entry fees | Card issuers may offer some free visits Around 32 USD per visit (about 47 AUD) where charged | Annual fee may include some free visits 35 USD per member visit (about 50 AUD) where charged |
| Features and services | Free food and drink in lounges Exclusive dining, spa, or retail offers Take guests into the lounge with you - fees apply | Gaming stations Bookable workspaces and meeting rooms Meet and assist service to help you navigate large and busy airports |
| Trustpilot rating | 1.5 star rating out of 5, from under 200 reviews8 | 3.5 star rating out of 5, from over 25,000 reviews9 |
If your credit card offers membership to either Lounge Key or Priority Pass, you’ll be able to access the benefits without taking any further action. Just follow the bank’s instructions to get signed up - usually through an app - and then you can visit the lounge when you travel, usually for a fixed number of times with no fee.
If you don’t have a credit card that offers Lounge Key as a benefit then you can not sign up for the service. Your only option would be to find a card which has Lounge Key and to apply for it through your bank. If you’re looking for a low hassle lounge membership which doesn’t require you to sign up for a new credit card, Priority Pass might be the better pick. Just sign up online or in the Priority Pass app, and pay your annual fee.
If you have access to both Priority Pass and Lounge Key, choosing the best one for you might come down to practical considerations. The lounge networks are overlapping but not the same, so while you might find both providers have lounges at major airports, some regional locations may not have both. You can get all the details about which lounges are in the providers’ networks through their apps and website, to help figure out your options.
It’s also worth taking a look at online reviews of both providers so you know what to expect. Over on Trustpilot, Priority Pass gets better reviews than Lounge Key, but Lounge Key doesn’t have a very high number of reviews posted, making the data less reliable. Scanning customer comments for recent experiences with the brands is a good way to get a feel for which is performing better, and can help you make your final decision.
Skip the steep membership fees and annual card costs. Access over 1,400 lounges globally for up to 30% less* than standard walk-in rates as a Wise cardholder (digital cards are free!). Simply buy a pass in-app for yourself, your friends, or your family, then just show your QR code at the door. You can enjoy premium comfort without the premium markup.

Plus, the Wise card helps you save up to 4x when spending internationally*. You can hold 40+ currencies and spend in 150+ countries at the mid-market rate with no foreign transaction fees and low, transparent pricing.
Simply create a Wise account for free and order your card to get started. Whether you're relaxing in the lounge or spending abroad, Wise makes travel cheaper and easier.
*Pricing claim based on comparative data for select airports and passes. Savings claim based on our rates vs. selected Australian banks in Jan 2026. Live pricing subject to exchange rate fluctuations. Please see Terms of Use and Fees & Pricing.
Lounge Key and Priority Pass both offer lounge access to hundreds of lounge locations around the world, allowing travellers to relax before getting a flight. Both can be offered by card companies and banks as a member benefit which has no additional fees - or, with the Priority Pass you can also sign up directly for an annual charge.
Use this Lounge Key and Priority Pass review to get a feel of the services available for you, before your next trip. And while you’re thinking about jetting off, why not also sign up for the Wise card, to cut the costs of your travel spending.
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*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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