1 Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more.
2 If you choose to opt in to Wise Assets, investments can fluctuate and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 02/01/2026. The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. Learn more.
3 Savings based on comparisons with select competitors in July 2025. Learn more.
职场精英
无缝转移财务，轻松接收新工作薪水，然后随心消费享受生活
国际学生
轻松管理日常资金，无缝缴清各项费用，省时省力又省心
退休人士
在海外置业、接收退休金，安心创造美好回忆
“没有 Wise，我真的不知道如何移居海外。”
“可以说，如果没有 Wise，我在法国的外派工作生活一定更昂贵且复杂得多。”
“自从移居海外以来，这个 App 简直是我的救星！”
“Wise 的汇率及费用公开透明，在我们移居海外以及跨币种兑换收入时，为我们省下了巨额费用。”
通过我们的生活成本指数，查看、分享并比较全球各地的生活成本信息。
