Global payments for growing businesses
Global payments for growing businesses
Trusted by over 600k+ businesses, big and small, moving billions with Wise
4.3/5 from 200k+ reviews
All you need to do business worldwide
Low-fee transfers
Save on hidden FX fees — the more you send, the more you save. Pay suppliers, employees and invoices in bulk.
Get paid fast like a local business
Receive money with local account details like IBANs, sort codes and routing numbers, just like your business is based there.
Earn 4.18% APY1 on USD
Get returns every working day without locking your money away. Run your business as your balances work harder.
Sync to your accounting software
Connect with bank feeds for fast, accurate reporting in every currency. Integrate with the tools you use every day.
Personalise your team's set up
Set spending limits, configure your teams and tailor permissions according to people's jobs.
*Receive interest is not available to residents of New York and Alaska at this time.
Grow your business faster with Wise
Wise is the cheap and easy way to run your business in multiple currencies or enter new markets. Just 31 USD to set up, with no monthly account fees.
Low, transparent FX fees
Unlike banks, we don’t hide any fees in markups and only use the mid-market exchange rate.
Instant international payments
Cross-border transfers you can count on: over half arrive in under 20 seconds.*
Easy and convenient
Get set up and get paid from different countries in minutes, all from your laptop or phone.
*Accurate as of Q2, 2024. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
Grow your business faster with Wise
Wise is the cheap and easy way to run your business in multiple currencies or enter new markets. Just 31 USD to set up, with no monthly account fees.
Low, transparent FX fees
Unlike banks, we don’t hide any fees in markups and only use the mid-market exchange rate.
Instant international payments
Cross-border transfers you can count on: over half arrive in under 20 seconds.*
Easy and convenient
Get set up and get paid from different countries in minutes, all from your laptop or phone.
*Accurate as of Q2, 2024. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
You could save up to 38.64 USD
Should arrive by Tuesday
Minimum fees, and getting lower
We’ll never disguise fees in the exchange rate to charge your business more. Wise Business shows the real amounts you’ll pay or receive, and you’ll get instant transaction notifications to track your payments in real-time.
Your money, protected
Wise customers move £30bn every quarter. Our security systems are built to keep every penny safe and available any time.
- 24/7 support24/7 support
Our business, security and fraud specialists are here by phone or online, wherever you’re calling from.
- SecuritySecurity
Encryption, biometrics and real-time payment approvals keep your money away from thieves.
- SafeguardedSafeguarded
Your money is diversified and held with an established group of financial institutions.
Hear from businesses scaling with Wise
"Sending payments to all our clients used to take me close to a week, and with Wise's batch payments feature, I can accomplish this in just a few minutes.”
Chris Kennedy
Rident Royalties
Read Chris’ story
"Holding Euro account details allows us to get paid directly from our customers, without the need for exchange fees."
Stela & Momchil
Founders, BeeHype
Read their story
“I know if I’ve got a Wise account, and my customer has got a Wise account, it feels safe”.
Suzanne Noble
Co-founder, Startup School for Seniors
Watch Suzanne’s story
"Wise is a game-changer. It's easy to use, helps us save money, and is perfect for paying our remote team."
Simon Treulle
Founder, Pangolia
Read Simon’s story
“Wise offers payments to local wallet schemes for certain currencies/countries such as Gcash in The Philippines or Mpesa in Kenya etc, this in turn gives our contractors and clients more choice.”
Xenios Thrasyvoulou
Founder, TalentDesk
Read Xenios’ story
“We have integrated payments with Wise from day one. It’s been an integral part of how we’ve been able to payout royalties and run our business."
Andy Irvine
CEO, GYROstream
Read Andy’s story- Annual Percentage Yield (APY) - rates shown are true as of 08/11/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).