Singtel Dash International Money Transfers: Fees, Limits, Countries & How It Works

Singtel Dash is a mobile wallet in Singapore that includes international money transfer functionality. It allows users to send money to selected overseas destinations, currently covering over 35 countries and 12 currencies. The service is commonly used for cross-border payments such as supporting family members abroad or paying overseas workers, alongside local wallet features.

This guide outlines the key details of Singtel Dash’s remittance service, including fees, transfer limits, supported countries, and setup requirements. We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Table of contents
What is a Singtel Dash Wallet? How to sign up for Singtel Dash Countries you can send money to Charges and fees Transfer limits How long do transfers take? How to top up your Singtel Dash balance Payments and rewards Customer support A cheap and easy way to send money home: Wise

What is a Singtel Dash Wallet?

Singtel Dash is a mobile e-wallet operated by SingCash Pte Ltd, a Singtel subsidiary licensed by the Monetary Authority of Singapore (MAS). Despite the Singtel branding, the service is not restricted to Singtel mobile customers—anyone with a Singapore mobile number can register.

In addition to local wallet functions, Singtel Dash includes international remittance services to selected countries. Its main features include:

• Overseas remittance to 35+ supported countries
• Contactless payments via a Dash Visa Virtual Card
• QR code payments at participating hawker centres and merchants
• Local and overseas mobile prepaid top-ups
• Overseas bill payments for utilities in selected markets

By default, the wallet has a transaction limit of S$1,000, which can be adjusted within the app depending on verification status.

How to sign up for Singtel Dash

1. Download the Singtel Dash app from the App Store, Google Play, or Huawei AppGallery
2. Register using a Singapore mobile number
3. To enable remittance features, complete identity verification by:

• Uploading NRIC, Work Permit, S-Pass, or Employment Pass
• Taking a selfie for identity checks
• Submitting proof of address (required for EP/SP/WP holders, excluding FDWs)

Verification typically takes 1–2 working days, with confirmation sent by SMS.

For users who prefer in-person assistance, Singtel Dash also supports onboarding at selected service counters, including Lucky Plaza and City Plaza.

Countries you can send money to

Singtel Dash supports remittance to over 35 countries, mainly across Asia-Pacific, Australia, and parts of Europe and the UK. Coverage focuses on common migrant workers and regional payment corridors rather than global reach.

Popular destinations include:

Asia-Pacific

• Australia
• Bangladesh
• China
• India
• Indonesia
• Malaysia
• Philippines
• South Korea
• Thailand
• Vietnam

Europe & UK

• United Kingdom
• Selected EU countries via Dash International (including Germany, France, Italy, Spain, and others)

Delivery options depend on the destination and may include:

• Bank account transfers
• E-wallet top-ups (such as GCash, Touch ’n Go, bKash, DANA, OVO)
• Cash pick-up through partner networks

Availability, delivery methods, and limits vary by country.

Singtel Dash charges and fees

Singtel Dash charges a fixed transfer fee that depends on the destination and payout method. Fees are generally low for selected Asian corridors, particularly e-wallet transfers.

However, the total cost of a transfer is made up of:

• The stated transfer fee, plus
• Any markup applied to the exchange rate compared to the mid-market rate

This means the effective cost can vary even when fees appear similar across providers.

Below are example fees for common corridors³:

Country	Service	Fee (SGD)
Australia	Bank account	4.00
Bangladesh	Bank account / Cash pick-up	3.50
Bangladesh	bKash wallet	2.00
China	WeChat	5.00
China	Alipay / UnionPay	10.00
India	Bank account	3.50
India	Cash pick-up	4.00
Indonesia	Bank account	6.00
Indonesia	E-wallets (DANA, OVO, GoPay, LinkAja, ShopeePay)	2.50
Malaysia	Bank account / Touch 'n Go	2.00
Philippines	Bank account	3.80
Philippines	Cash pick-up	4.50
Philippines	GCash	3.50
Thailand	Bank account	5.00
United Kingdom	Bank account	4.00

Fees and exchange rates may change, so users should always check the final amount in-app before confirming a transfer.

If you want to send money to other parts of the globe, you will be required to get another money transfer provider. Instead, why not download the free award-winning Wise app that lets you send money the cheap way to over 140+ different countries?

Open your free Wise account now

Singtel Dash transfer limits

Transfer limits depend on your account type and verification status:

Account Type	Daily Limit	Monthly Limit	Annual Limit
Non-Work Permit holders	S$5,000	S$25,000	S$100,000*
Work Permit holders	S$3,000	S$3,000	S$100,000*

*Annual limit applies to total Dash wallet debit transactions, including remittance.

You can register up to 5 recipients on your account. Some destination countries may have additional transaction limits, for example, regular GCash users in the Philippines have a monthly limit of PHP 100,000.⁴

How long do Singtel Dash transfers take?

Transfer speed depends on the destination and delivery method:

• E-wallet transfers (GCash, Touch 'n Go, bKash): Often within minutes
• Bank transfers: Typically same day or next banking day
• Cash pick-up: Usually available within hours

Transfers initiated outside banking hours or on weekends may take longer to process.

How to top up your Singtel Dash balance

Before you can remit money, you'll need funds in your Dash wallet. Here are your top-up options:

Free methods:

• PayNow VPA/FAST (your VPA format: +65[mobile number]#DASH)
• OCBC Digital

Fee-based methods:

• Credit/debit card: 2% fee (minimum S$1)
• 7-Eleven: S$0.50 fee (minimum S$10)
• Sheng Siong $TM: S$0.50 fee (minimum S$10)
• Singtel Prepaid Retailers: S$0.50 fee
• AXS machines: No fee

Note: If you've enrolled in PayNow VPA/FAST, credit card top-ups will be disabled for your account.

Singtel Dash payments and rewards

Beyond remittance, Singtel Dash works as an everyday payment wallet:

• Tap to pay with your Dash Visa Virtual Card at any Visa-accepting merchant
• Scan QR codes at hawker centres, food courts, and retail stores
• Pay for transport via SimplyGo on buses and MRT

Partner merchants include 7-Eleven, Deliveroo, Food Panda, Pizza Hut, Watsons, Sheng Siong, and Qoo10. The app regularly features cashback offers, referral rewards, and preferential exchange rates on selected remittance promotions.

Singtel Dash customer support

Need help? Support is available through multiple channels:

• Hotline: +65 6438 3274
• WhatsApp: +65 8764 0451
• In-app help centre
• Walk-in counters at Lucky Plaza and City Plaza

The true cost of international transfers with Singtel Dash

While Singtel Dash can make the overseas transfers look easy, you might feel restricted in your international transfer. First, you can’t send more than S$ 30,000 per year. Then you can be hit with a high transfer fee on what you do send. Plus a hidden fee in the exchange rate, different from the mid-market rate. When it all adds up, Singtel Dash can end up costing you more than you expect.

A cheap and easy way to send money home: Wise

Although Singtel Dash is convenient for everyday spending and local transfers, sending money overseas can be costly due to higher fees and less competitive exchange rates. Wise provides a more cost-effective option, enabling you to remit money home with transparent, low fees and real exchange rates.

Wise international money transfers can be set up online or within the Wise app with low fees from 0.26% and the mid-market rate, to over 140+ countries. There’s no markup added to the exchange rate that’s used to convert your currency, which makes it easier to see exactly what you're paying for a transfer, and what the recipient will get in the end. Just transfer the amount indicated in SGD and let Wise do the rest.

Track your transfers easily when you create a free Wise account, and manage, hold, and convert your money in SGD and 40+ other currencies. You'll get the same great rates, and be able to track your transfers all from one place. As a bonus, you can also get 8+ local account details to be able to receive money in SGD, USD, GBP, and more.

✍️ Sign up for a free account now

---

Sources used:

1. Singtel Dash countries
2. Opening an account
3. Charges and fees
4. Transfer Limits.