Holding money
Holding balances, setting up Direct Debits, and using Interest & Stocks.
- How do I open a balance?
- Where can I open a Wise balance?
- How Wise keeps your money safe
- How can I convert money?
- How much does it cost to convert between currencies?
- What are Auto Conversions?
- What are Jars and how do I use them?
- How do I close my balances?
- How does balance cashback work?
- Earning interest on your Wise balance if you live in the US
- Am I eligible for Wise balance interest in the US and how can I opt in?
- Holding limits if you live in Japan
- Holding limits if you live in Malaysia
- Holding and spending limits if you live in Singapore
- How Interest works
- How do I use Interest and Stocks?
- Who can use Interest and Stocks?
- Is my money safe using Interest, Stocks, and Yield?
- Licences and regulators when holding money as Interest, Stocks and Yield
- Managing your balance or Jar when it's held as Interest
- Using Wise Interest
- Understanding how your money is performing when you hold it as Interest
- What's the risk of holding money as Interest?
- What fees do I pay when I use Wise Interest?
- Understanding taxes when using Wise Interest, Yield, or Stocks
- What happens to my money when interest rates change?
- Non-trading days for Interest, Stocks, and Yield (EEA, UK and Australia)
- Avoiding unexpected processing time for Interest transfers (EEA)
- Transferring from Interest balances or Jars (EEA)
- Avoiding unexpected processing time for Interest transfers (UK)
- Transferring from Interest balances or Jars (UK)
- Avoiding unexpected processing time for Interest transfers (SG)
- Transferring from Interest balances or Jars (SG)
- Transferring from Interest balances or Jars (EEA Businesses)
- Avoiding unexpected processing time for Interest transfers (EEA Business Customers)
- Transferring from Interest balances or Jars (UK Business Customers)
- Transferring from Interest balances or Jars (Singapore Business Customers)
- Avoiding unexpected processing time for Interest transfers (Singapore Business Customers)
- How do I use Interest and Stocks?
- Who can use Interest and Stocks?
- Is my money safe using Interest, Stocks, and Yield?
- Licences and regulators when holding money as Interest, Stocks and Yield
- Holding your money as Stocks
- Managing your Balance or Jar when it’s held as Stocks
- What fees do I pay when I hold money as Stocks?
- What's the risk of investing in Stocks?
- Understanding how your money is performing when you hold it as Stocks
- Understanding conversion when you hold money as Stocks
- Understanding taxes when using Wise Interest, Yield, or Stocks
- Information for UK taxpayers holding money in Stocks
- UK Tax Self-Assessment
- How do I make a complaint?
- Non-trading days for Interest, Stocks, and Yield (EEA, UK and Australia)
- Transferring from Stocks balances or Jars (EEA)
- Avoiding unexpected processing time for Stocks transfers (EEA)
- Transferring from Stocks balances or Jars (Singapore Business Customers)
- Avoiding unexpected processing time for Stocks transfers (Singapore Business Customers)
- Transferring from Stocks balances or Jars (EEA Business Customers)
- Avoiding unexpected processing time for Stocks transfers (EEA Business Customers)
- Transferring from Stocks balances or Jars (UK)
- Transferring from Stocks balances or Jars (UK Business Customers)
- Using Wise Yield in Australia
- Who can use Yield?
- How do I use Yield?
- What fees do I pay when I use Wise Yield?
- Understanding taxes when using Wise Interest, Yield, or Stocks
- Understanding how your money is performing when you hold it as Yield
- Transferring from Yield balances or Jars (AU)
- Managing your balance or Jar when it's held as Yield