We offer Interest and Stocks as part of our Assets product
We’d like to offer Interest and Stocks to everyone but right now it's only available to residents of the following regions:
UK
Interest and Stocks are available to consumers and businesses that are residents in the UK. British overseas territories are not yet included.
We can’t onboard every type of business — if you don’t see the option to switch a Jar or Balances to Interest or Stocks, that means we can’t onboard your business. We’ll let you know when that changes.
If your address is in the UK you can switch your Balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc (GBP) Managed by BlackRock |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) Managed by BlackRock |
EEA
At the moment, Interest is available to consumers and businesses that are residents in Austria, Denmark, Estonia, Finland, France, Germany, Hungary (in beta), Luxembourg, Netherlands, Norway, Spain and Sweden. Stocks is available to consumers and businesses that are residents in Austria, Denmark, Estonia, Finland, France, Germany, Luxembourg, Netherlands, Norway, Spain and Sweden.
We can’t onboard every type of business — if you don’t see the option to switch a Jar or Balances to Interest, that means we can’t onboard your business. We’ll let you know when that changes.
If your address is in one of the countries listed above you can switch your Balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc (GBP) Managed by BlackRock |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
Singapore
Interest and Stocks are available to consumers and businesses that are residents in Singapore. We can’t onboard every type of business — if you don’t see the option to switch a Jar to Interest or Stocks, we can’t onboard your business. We’ll let you know when that changes.
If your address is in Singapore you can switch your Balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (SGD) | LionGlobal SGD Money Market Fund SGD Class A Managed by Lion Global Investors Ltd. |
| Interest-earning fund (USD) | FTGF Western Asset US Government Liquidity Fund A USD ACC Managed by Franklin Templeton |
| Stocks | Infinity Global Stock Index Fund USD Class Managed by Lion Global Investors Ltd. |
Learn more about using Interest and Stocks
What happens if I hold my money in Interest or Stocks and I move countries?
Your money will remain invested, but keep in mind:
You can keep the Balances and Jars you already have invested in Interest or Stocks. You won’t be able to add more money to these and you won’t be able to switch other Balances and Jars to Interest or Stocks, until you move back to a country where they are available.
If you decide to switch your Balance or Jar back to Cash, you won’t be able to reinvest it until you move back to a country where Interest or Stocks are available.
Two exceptions are the US and Brazil. If your new address is in one of these countries we’ll switch your invested Balances and Jars back to Cash (which means we’ll sell all your units) as soon as the address has been updated.
Can I use Interest and Stocks if I’m a US citizen/tax payer?
Not yet. Because of how our fund partner is regulated we can’t onboard US citizens/tax payers. You can’t switch your Balances and Jars to Interest or Stocks if you have US dual citizenship either.
While Wise Interest isn't available in the US, there are other ways you can earn interest through Wise. Learn more about earning interest on your Wise account if you live in the US