To open a Balance, you’ll need to:
Go to Home on the website or app.
Click on Open. You might have to scroll to the far right.
Choose either Balance or Jar.
Choose which currency you'd like to hold money in.
You’ll need to add some money and verify your identity first to keep your account safe.
What you can do with Balances
Once you open a Balance, you'll be able to:
Add money to your Balance whenever you like. Just choose which currency you’d like to add to, then click Add. When you add money to your account, make sure it comes from your own bank account. If you want to add money to your business account, make sure the money comes from your company’s bank account.
Receive money with your local account details. See which currencies you can receive in.
Convert money between your currencies in seconds whenever you need at the real exchange rate with a low conversion fee.
Send money directly from any currency in your account to pay bills, send money to friends and family, and more.
Spend money with your Wise card.
Set money aside in a Jar.
Remember that your personal Wise account is meant for personal use only. If you’d like to send and receive payments as a business, please register your business with us first and then open your business balances.