There are several ways you can receive money from others to your Wise account. The available options depend on your address, currency and whether you’re using a personal or business account.
Once the money is on your balance, you can convert it to any available currency, and also change its category from a drop-down to keep your payments organised.
You can receive money by:
Sharing your bank account details
Requesting payments
Receiving to your Wise card, or email address.
1. Receive money by sharing your bank account details
Receiving money to these details works just like a regular transfer. Just share your Wise account details with the person or business who wants to pay you.
You’ll receive their payment directly into that balance in your account — you'll see it under Transactions.
Fees, limits and payment methods
USD domestic and Swift wires which cost 4.14 USD to receive per transaction
CAD Swift payments which cost 10 CAD to receive per transaction
There’s no limit for how much you can receive to your different currency accounts right now, with the exception of US dollars.
Wise doesn’t accept cash or cheque payments. Read more about which types of transfers you can receive.
What currencies can I receive?
You can get account details in USD, GBP, EUR, AUD*, NZD, MYR*, CAD, HUF, RON*, TRY* and SGD balances — with more currencies on the way.
For all currencies except GBP, you can only receive payments in the same currency as your account details, so make sure you select the right currency and account details for the payment.
GBP global account details can receive 17 different currencies without any additional fees. Learn more about receiving to your GBP account details.
Learn more about what currencies you can add, keep and receive in your Wise account
How do I get account details?
Go to Home.
Scroll to the far right and Select Open.
Select Balance.
Choose one of the currencies that has account details.
Once you have the balance opened, click on the account details you see just under the currency — this will take you to the full list of details.
If it’s the first time you’re getting account details, you might need to complete some requirements first.
Learn more about getting account details
*Exceptions
AUD: Australian customers — learn more about PDS/FSG.
MYR account details are only available if you're a resident in Malaysia and only supported for personal accounts
RON account details are only available for residents of the EEA, Switzerland, the US, Canada, Australia, and Japan.
TRY can only be received by customers whose address is not in Türkiye.
PLN account details are currently not available.
EUR: in August 2020, we replaced our old EUR account details for new ones that start with BE. How the new EUR account details might affect you.
2. Receive money by requesting a payment
If you have a personal account, you can receive money by requesting a payment:
directly from your friends on Wise if you sync your contacts
from anyone, using a payment link
To do this, you need to open a balance for the currency you’re requesting.
Learn more about how to request money
If you have a Wise Business account, you can also choose how to be paid — straight from your customer’s Wise account, by bank transfer, or by card.
Learn more about getting paid by card
3. Alternative ways to receive money
Receive to your Wise card details — receive money by using your 16-digit card number
Receive from friends that use Wise — sync your phone contacts so they can find you