There are several ways you can receive money from others to your Wise account. The available options depend on your address, currency and whether you’re using a personal or business account. Once the money is on your balance, you can convert it to any available currency.
Receive money by sharing your bank account details
You can get account details in USD, GBP, EUR, AUD*, NZD, MYR*, CAD, HUF, RON*, TRY* and SGD balances — with more currencies on the way.
It is not yet possible to receive bank transfers from outside Wise in any currency other than the ones listed.
Receiving money to these details works just like a regular transfer. Just share your Wise account details with the person or business who wants to pay you. You can only receive payments in the same currency as your account details, so make sure you select the right currency and account details for the payment.
To get account details:
Click on Open on your Wise account and select the currency you want to receive money in
Click on Receive. On the app, you’ll find this under More.
Click Get account details — you’ll need to complete some requirements if it’s the first time you’re getting account details.
Share these account details with your company, clients or friends, so they can send you money.
You’ll receive their payment directly into that balance in your account.
Keep in mind:
There are no fees to receive payments using your account details, with the exception of receiving US dollars domestic or SWIFT wires that cost 4.14 USD per transaction and CAD SWIFT payments that cost 10 CAD.
There’s no limit for how much you can receive to your different currency accounts right now, with the exception of US dollars.
Wise doesn’t accept cash or cheque payments. Read more about which types of transfers you can receive.
In August 2020, we replaced our old EUR account details for new ones that start with BE. How the new EUR account details might affect you.
AUD: Australian customers — learn more about PDS/FSG.
MYR account details are only available if you're a resident in Malaysia and only supported for personal accounts
RON account details are only available for residents of the EEA, Switzerland, the US, Canada, Australia, and Japan.
TRY can only be received by customers whose address is not in Türkiye.
PLN account details are currently not available.
Receive money by requesting a payment
If you have a personal account, you can receive money by requesting a payment:
directly from your friends on Wise if you sync your contacts
from anyone, using a payment link
To do this, you need to open a balance for the currency you’re requesting.
If your sender has a Wise account, you can request money in any currency — as long as you have at least one set of account details open.
If they don’t have a Wise account, you can only request money from them in a currency you have account details for.
If you have a Wise Business account, you can also choose how to be paid — straight from your customer’s Wise account, by bank transfer, or by card.