To check how much it costs to spend, receive, and manage money around the world — see the table below. To see how much your transfer may cost, go to our pricing page.
|What you can do
|What that means
|What it costs
|Open a Wise account
|It's free to open a personal Wise account.
|Free for personal customers. Check the latest fees for EEA businesses
|Hold 50+ currencies
|Hold money in more than 50 currencies in your account.
|Send money to someone else's balances
|It's free to send money from one balance to another, as long as they're the same currency.
|Free, except If you are sending from a BRL balance - IOF will be charged
|Send or withdraw money
|There's a fixed fee to send money from your balances to a bank account outside of Wise.
|Check the latest fees (IOF will be charged when sending or withdrawing from a BRL balance in another currency
|Add money to your balances for free by making a bank transfer to your bank details. Some other payment methods, like debit or credit cards, may have a fee. Choose how you'd like to pay, and we'll tell you how much it costs — and when the money will arrive.
|Check the latest fees (If you are adding money to a BRL balance paying from another currency - IOF will be charge)
|Get account details for more than 30 countries
|Get unique bank details for the US, the UK, Australia, New Zealand, Singapore, Romania, Hungary, and the Eurozone.
|Free - you'll need to add money to your account first for personal use.For business accounts - there's a one-time setup fee.
|Receive money using your account details
|Receive payments in USD, CAD, GBP, EUR, SGD, AUD, NZD, HUF, RON, and PLN.
|Check the latest fees
|Receive money from someone else’s Wise account
|Get paid instantly from someone else on Wise
|Receive card payments
|Businesses can get paid by card through a payment link.
|Check the latest fees
|Convert between currencies in your balances
|We always convert your money using the real exchange rate. And you only need to pay our low, transparent conversion fee.
|Check the latest fees (IOF will be charged when converting from and to a BRL balance
|Pay with your Wise card
|If you have the currency in your account, it's free! If you don't have the currency in your account, we'll charge our conversion fee.
|Fees for your Wise card