WiseWise
Log inRegister
Hello world
Hallo Welt
Hola mundo
Bonjour le monde
Helló Világ
Ciao mondo
世界とつながろう
Witaj, świecie
Olá, Mundo
Salut lume
Здравствуй, мир
Merhaba Dünya
Halo dunia
Привіт, світ
你好 世界
Log inRegister

Fees for holding, receiving, and spending money

To check how much it costs to spend, receive, and manage money around the world — see the table below. To see how much your transfer may cost, go to our pricing page.

What you can doWhat that meansWhat it costs
Open a Wise accountIt's free to open a personal Wise account.Free for personal customers. Check the latest fees for EEA businesses
Hold 50+ currenciesHold money in more than 50 currencies in your account.Free
Send money to someone else's balancesIt's free to send money from one balance to another, as long as they're the same currency.Free, except If you are sending from a BRL balance - IOF will be charged
Send or withdraw moneyThere's a fixed fee to send money from your balances to a bank account outside of Wise.Check the latest fees  (IOF will be charged when sending or withdrawing from a BRL balance in another currency
Add moneyAdd money to your balances for free by making a bank transfer to your bank details. Some other payment methods, like debit or credit cards, may have a fee. Choose how you'd like to pay, and we'll tell you how much it costs — and when the money will arrive.Check the latest fees (If you are adding money to a BRL balance paying from another currency - IOF will be charge)
Get account details for more than 30 countriesGet unique bank details for the US, the UK, Australia, New Zealand, Singapore, Romania, Hungary, and the Eurozone.Free - you'll need to add money to your account first for personal use.For business accounts - there's a one-time setup fee.
Receive money using your account detailsReceive payments in USD, CAD, GBP, EUR, SGD, AUD, NZD, HUF, RON, and PLN.Check the latest fees
Receive money from someone else’s Wise accountGet paid instantly from someone else on WiseFree
Receive card paymentsBusinesses can get paid by card through a payment link.Check the latest fees 
Convert between currencies in your balancesWe always convert your money using the real exchange rate. And you only need to pay our low, transparent conversion fee.Check the latest fees  (IOF will be charged when converting from and to a BRL balance
Pay with your Wise cardIf you have the currency in your account, it's free! If you don't have the currency in your account, we'll charge our conversion fee.Fees for your Wise card

Was this article helpful?

Related articles

  • How much are spending fees?
  • Fees for sending money
  • How much does it cost to receive large amounts into my account?
  • Fees for using Wise Business
  • Fee refunds for customers in the UK

Company and team

  • Company and team
  • Security
  • Press
  • Careers
  • Service status
  • Investor relations
  • Mission roadmap
  • Affiliates and partnerships
  • Help centre
  • Reviews

Wise Products

  • International money transfer
  • Wise account
  • International debit card
  • Travel money card
  • Large amount transfer
  • Receive money
  • Assets
  • Wise Platform
  • Wise Business
  • Business debit card
  • Mass payments

Resources

  • News and blog
  • Currency converter
  • International stock ticker
  • Swift/BIC codes
  • IBAN codes
  • Rate alerts
  • Compare exchange rates
  • Incorporate your company
  • Invoice generator
  • Business Calculators

Follow us


Legal
Privacy policy
Cookie Policy
Complaints
Country site map
Modern slavery statement

© Wise Payments Limited 2023

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.