To check how much it costs to spend, receive, and manage money around the world — see the table below. To see how much your transfer may cost, go to our pricing page .
| What you can do | What that means | What it costs |
|---|---|---|
| Open a Wise account | There are no signup fees when you open your account. | Free |
| Get no monthly/annual account fees | We won't lock you into any contract or subscription. | Free |
| Hold 50+ currencies | Hold money in more than 50 currencies in your account. | Free, except when you hold a large EUR balance . |
| Get bank details for more than 30 countries | Get unique bank details for the US, the UK, Australia, New Zealand, Singapore, Romania, Hungary, and the Eurozone. | Free - you'll need to add money to your account first for personal use.For business accounts - there's a one-time setup fee. |
| Receive money using your bank details | Receive payments in USD, GBP, EUR, SGD, AUD, NZD, HUF, RON, and PLN. | Check the latest fees |
| Send money to someone else's balances | It's free to send money from one balance to another, as long as they're the same currency. | Free |
| Add money | Add money to your balances for free by making a bank transfer to your bank details. Some other payment methods, like debit or credit cards, may have a fee. Choose how you'd like to pay, and we'll tell you how much it costs — and when the money will arrive. | Check the latest fees |
| Convert between currencies in your account | We always convert your money using the real exchange rate. And you only need to pay our low, transparent conversion fee. | Check the latest fees |
| Send or withdraw money | There's a fixed fee to send money from your balances to a bank account outside of Wise. | Check the latest fees |
| Pay with your Wise card | If you have the currency in your account, it's free! If you don't have the currency in your account, we'll charge our conversion fee. | Fees for your Wise card |