One account, for all the money in the world
Manage money on the go globally
Keep your currencies to hand in one place, and convert them in seconds. Receive money internationally too, with account details for 21 currencies. Use them to get money from overseas fee-free.
Way more than travel money
Pay easy, in 47 currencies. We'll convert to the right currency wherever you spend or withdraw cash, only ever at the mid-market rate.
Send money overseas, save on fees
Make your money go further, no matter the distance. Send money now, or schedule transfers whenever suits you for less.
Earn while you spend
{locale, select, US {Earn {formattedInterestRate} APY{linkText} on your USD balance. You'll benefit from the same instant access when sending, spending and receiving money with your Wise account, so your money is available to you when you need it.{linkText2}} other {When you use Interest, your money is invested in a fund that holds government-guaranteed assets. Spend freely, and help your money grow. Capital at risk — growth not guaranteed. {linkText}}', }
It’s simple to start using Wise
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Trust us to look after your money
We help over 12.8 million people move £30 billion every quarter — here's how we make sure it's safe.
- Privacy and dataWe protect your details through strict standards and 2FA.
- Dedicated supportQuestions? Get help in 14 languages.
- International safeguardingWe're regulated by national authorities around the globe.
- Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/11/2024. The Fund has achieved an average annual return of 0.93% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.