International business banking for freelancers
New! Get a Business debit card →
Integrate seamlessly with Xero
Receive money like a local
Pay invoices and people abroad
Spend with a debit card
Get paid with zero fees.
Invoice your clients in their currency and receive money with no fees.
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and Freelancer.com.
New! Spend anywhere with no hidden fees.
Use your Wise Business Card to pay business expenses and spend online or in-store all over the world.
Enjoy all the benefits of a Wise debit card. And if you don’t have the currency in your account, we’ll automatically convert the amount for you.
Pricing as it should be.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD | Free |
| Platinum Debit Mastercard® | Free |
| ATM withdrawals over A$350 / 30 days | Free |
| Convert currencies | 0.45%-3.37% |
| Spend in currencies in your account | Free |
The features freelancers love.
International payments for less
Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
Coverage around the world.
You can send money to 70+ countries, and receive and hold 40+ currencies.
You also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.
