Pay invoices and people abroad
Receive money with no fees
Integrate seamlessly with Xero
Spend with a free debit card
Receive money with zero fees.
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to receive money from platforms like Amazon and Stripe.
Hold that money in your account for future payments or move it to your bank.
International payments, 19x cheaper.
Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
New! Spend with no hidden fees.
Use your Wise Platinum Business Mastercard® to pay business expenses and spend online or in-store all over the world.
Enjoy all the benefits of a Platinum debit card. And if you don’t have the currency in your account, we’ll automatically convert the amount for you.
This card is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to wise.com/legalstuff
Pricing as it should be.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
|Create your account||Free|
|Hold 50+ currency balances||Free|
|Platinum Debit Mastercard®||Free|
|ATM withdrawals over A$350 / 30 days||Free|
|Spend in currencies in your account||Free|
The features your business loves.
- Connect with Xero and your favourite accounting tools. Learn more →
- Make multiple payments in one go with ease. Sign up now →
- Automate payments and workflows with our API. Explore our docs →
- Download statements for every balance you hold. Get started today →
By the people who made Skype
Richard Branson is a key investor
6 million customers globally
Regulated by ASIC
Coverage around the world.
You can send money to 70+ countries, and receive and hold 40+ currencies.
You also get your own UK, Eurozone, Australia, New Zealand, and US bank details to get paid like a local.
A powerful open API.
Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.
Business without borders.
Open a free account in minutes.