TransferWise is now Wise.

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International business banking for e-commerce.

A free multi-currency business account to pay global suppliers and receive Stripe and Amazon payouts for free.

New! Get a Business debit card →

Wise Business - customers and balances shown on screen

Pay invoices and people abroad

Receive money with no fees

Integrate seamlessly with Xero

Spend with a free debit card

Receive money with zero fees.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to receive money from platforms like Amazon and Stripe.

Hold that money in your account for future payments or move it to your bank.

Get started →

Receive money with zero fees.

International payments, 19x cheaper.

Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.

See how we compare to PayPal →

New! Spend with no hidden fees.

Use your Wise Platinum Business Mastercard® to pay business expenses and spend online or in-store all over the world.

Enjoy all the benefits of a Platinum debit card. And if you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get your account and card today →

New! Spend with no hidden fees.

This card is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to wise.com/legalstuff

Pricing as it should be.

Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.

There are only low, transparent fees to convert currencies, add money, and send money to a bank account.

Learn more about our pricing →

Account pricing
Create your accountFree
Hold 50+ currency balancesFree
Platinum Debit Mastercard®Free
ATM withdrawals over A$350 / 30 daysFree
Convert currencies

0.45%-3.37%

Spend in currencies in your accountFree

The features your business loves.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Batch payments
Make multiple payments in one go with ease.
Sign up now →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →

By the people who made Skype

Richard Branson is a key investor

6 million customers globally

Regulated by ASIC

Coverage around the world.

You can send money to 70+ countries, and receive and hold 40+ currencies.

You also get your own UK, Eurozone, Australia, New Zealand, and US bank details to get paid like a local.

See what currencies we cover →

Coverage around the world.

A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →

A powerful open API.

FAQs

Business without borders.

Business without borders.

Open a free account in minutes.

Create your account