Wise 已获许可,在我们运营的所有国家均可进行个人转账;然而,在某些情况下,企业转账会受到更多限制。由于各国监管方式不同,部分币种路线我们暂不支持企业转账。
对于我们支持的绝大多数币种,Wise 接收来自您企业的资金时无额外限制。
搜索"[货币]汇款指南",了解每种货币及其限制的详细信息。
业务限制货币
| Currency | Sending account can be a business | Recipient account can be a business | Additional note |
|---|---|---|---|
| AUD | Yes | Yes | See the business types we can support for Australia here. |
| BDT | No | No | Both the sender and the recipient of a transfer to BDT must be a privately owned account of an individual. |
| BRL | Yes | Yes | As defined by the Central Bank of Brazil, if you send money to or from BRL, you (either as a person or a business) must provide the corresponding transfer nature code. |
| CNY | Yes | Yes | Businesses in China can't receive CNY from AED and TRY |
| COP | Yes | No | The originating currency can arrive to us from a business or personal account, however we cannot make transfers to any businesses in Colombia |
| IDR | No | Yes | Individuals can send IDR to businesses, but businesses can't send IDR. Sole traders can create a account and send IDR, but the sender name would be the name on the personal account. |
| INR | No | Yes | You can send a maximum of 1,500,000 INR in total per day to business recipients in India. |
| JPY | Yes | Yes | We can send transfers from JPY to a business bank account. We can only accept business deposits once personal and business verification are both completed. |
| MYR | No | Yes | Individuals can send MYR to businesses, but businesses can't send money from MYR. Businesses can send out MYR from their balance. |
| NPR | Yes | No | The originating currency can arrive to us from a business or personal account, however we cannot make transfers to any businesses in Nepal. |
| NZD | Yes | Yes | Excluding trusts. See the business types we can support for New Zealand here. |
| PKR | Yes | No | The recipient of a transfer to PKR must be a privately owned account of an individual. |
| TRY | Yes | Yes | Only businesses that are registered in Turkey can make bank transfers from Turkey. |
| TZS | No | No | Both the sender and the recipient of a transfer to TZS must be a privately owned account of an individual. |
| UAH | Yes | No | Wise can only make transfers to personal banks in Ukraine. The originating currency can arrive to us from a business or personal account, however we can't make transfers to any businesses in Ukraine. |
| USD | Yes | Yes | See the business types we can support for the US. |
| VND | Yes | No | The originating currency can arrive to us from a business or personal account. You can only make transfers to any businesses in Vietnam from your balance. |