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Guide to BDT transfers

Here you’ll find answers to the most common questions about Bangladeshi taka (BDT) transfers. 

You can’t currently send money from BDT.

Check the latest fees

Sending to BDT

Who can I send BDT to?

You can send BDT to any bank account and bKash account in Bangladesh.

What information do I need about my recipient?

You’ll need their full name, bank and branch details, and bank account number. In Bangladesh, this should be a maximum of 17 digits.

When sending to a bKash account, you’ll need your recipient’s mobile number. This should start with 880 — so if mobile number is 01234567890, enter 8801234567890.

How much can I send?

You can send up to 495,000 BDT per transfer to bank accounts. You can make multiple transfers to the same bank account. 

You can send 122,500 BDT per day and 450,000 BDT per month to bKash.

How long does it usually take for the money to arrive?

Once Wise receives and converts your money, it usually takes 2–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. 

We’ll always give you an estimate for how long your transfer will take when you set it up.

Learn more about how long transfers take

Are there any restrictions on sending to BDT?

You can’t send business transfers to BDT. 

What’s the cash incentive for sending money to Bangladesh?

The Bangladeshi government has announced a program called the Cash Incentive for Inward Wage Remittances. It means that if you’re a Bangladesh national who’s working abroad, you can get a 2% cash incentive for any amount you send back to Bangladesh.

We send the cash incentive to the recipient, not the sender.

How does it work?

If you’re sending up to 500,000 BDT, you won’t need to provide any documents to receive the incentive. For any amount above 500,000 BDT, the recipient’s bank will ask the recipient to send through the documents below. These documents are for the sender, not the recipient.

  • passport

  • appointment letter,

  • certificate given from Bureau of Manpower, Employment and Training (BMET)

  • copy of trade licence (in case of remittance generated from business proceeds)

Recipients need to send these documents to their bank within 5 working days to get the cash incentive.

The documents should take about 2 working days to review. Once approved, we’ll send the incentive directly to the recipient’s bank account — this should take 1–2 working days.

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