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Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

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Wise balances illustration

Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.

Getting your Wise card

Getting your Wise card

Ordering your card

No subscription fees

14 NZD

Optional express delivery

Get it delivered in 1-2 days

From 31.4 NZD

Digital card

Spend online, in-store and abroad safely


Replacing your card

Order a new card at any time

10 NZD

Replacing an expired card

We’ll remind you when it’s time to order a new one


Withdrawing money from an ATM.

Make 2 withdrawals of up to 350 NZD each month for free. After that, we’ll charge 1.5 NZD per withdrawal. There’s a 1.75% fee on any amount you withdraw above 350 NZD.

Less than 350 NZD per monthMore than 350 NZD per month
2 or less withdrawalsFree1.75% of the amount over 350 NZD
3 or more withdrawals1.5 NZD per withdrawal1.5 NZD + 1.75% of amount over 350 NZD
Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

Stay up-to-date with notifications.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 1.5 NZD fee each time.