Creating a payment request is free and easy with Wise.
If you have a personal account, you can receive money by requesting a payment:
directly from your friends on Wise if you sync your contacts
from anyone, using a payment link
To do this, you need to have at least one set of account details open.
Learn more about receiving money to your balance
If you have a Wise Business account, you can also choose how to be paid — straight from your customer’s Wise account, by bank transfer, or by card.
Learn more about getting paid by card
Here’s how to request money:
On your Wise balance
Select the currency you'd like to request the payment in. On the website, click Receive. On the app, click More, then Receive.
Select Request a payment.
To create a payment link choose Get paid by anyone on the app, or Someone not on Wise on the website. To get paid by a contact on Wise, simply select them from the list.
Enter the amount and click Create payment link/Send request.
From the Payments tab
Select Payments from the main navigation menu.
Select Payment requests.
On the web, click Request a payment. On the app, click on New.
To create a payment link choose Get paid by anyone on the app, or Someone not on Wise on the website. To get paid by a contact on Wise, simply select them from the list.
Enter the amount and click Create payment link/Send request.
Directly from your contacts
Choose a contact from your Recent contacts, or by clicking on Recipients.
Click on their name, then select Request. If they have a Wise account, you'll see the option to request directly from there. If it's a contact with an account outside Wise, you can create a payment link.
Enter the amount and click Create payment link/Send request.
If you created a payment link, you can share it directly with your company, clients, family or friends. And if you selected a contact from Wise, they'll get notified about your request in an email or push notification.
Note that business payment request links can be single use or reusable, whilst links created from your personal account can only be single use.
Payment request links that are single use, can only receive one payment and will be automatically closed once a payment is received, whilst reusable ones can receive multiple payments and you will need to close them if you want to stop receiving payments.
Once payments are completed, you’ll receive them directly into the account balance of the currency you requested.
How do I check the status of my payment requests?
Go to Payments, then, click on Payment requests. You’ll be able to see all of your active and inactive payment requests.
A pending request that you haven't paid or declined will remain in your account activity for 30 days with a note that says Requires your attention.
How do I know if someone sent me a request?
If you don't have Wise and someone shared a link with you, you'll see the amount, currency and bank details you'll need to send money to. Never pay a request from a contact that you don’t recognise.
If the request was sent directly to your Wise account, you'll receive a push notification and/or an email, depending on your notification settings.
Can I block someone who is requesting money from me?
No, but you can turn off your profile visibility on Wise.
Learn more about how to control this feature on your account
Important things to note
Reusable links are currently only available to some customers and we're working to enable them for all businesses in the near future
Reusable links can't be reopened once they have been closed
Once the money has been deposited to your balance, you can instantly convert it to other currencies
There are no fees to receive payments using your account details, with the exception of receiving USD domestic or Swift wires that cost 4.14 USD per transaction as well as CAD Swift payments that cost 10 CAD. Learn more about what it costs to receive money
There’s no limit for how much you can receive to your different accounts right now, with the exception of USD
Requests are valid for 30 calendar days
Never pay a request from a contact that you don’t recognise. Just reject the request and it will disappear from your account
Wise will never request a payment from you through this feature