PHP account details are currently only available to personal customers that live in the Philippines.
Account details are a set of details for a currency to receive money.
Once you have your PHP account details, you’ll have your own account details where you can receive Philippine pesos.
This isn’t a bank account, but you can receive money in the same way by sharing the details with friends, family, clients or companies, so that they can send you money.
They can pay you domestically from their Philippine bank. Once you receive the money, it’ll be credited to your PHP balance.
Checking your account details
To see your details once you’ve got them, on the app or web:
Go on your PHP balance
Select the account details button just under the currency
You can view and copy your domestic account details to share with others
You can also request payments from your sender.
How your PHP account details work
Here's some general information about your account details.
| Domestic payments | |
|---|---|
| You can receive | Instapay Bank transfers or e-wallet payments in PHP from the Philippines |
| You can't receive | Currencies other than PHP or International (Swift) wires |
| Receiving fees | None |
| Receiving limits | 50,000 PHP per transfer and 10 million PHP per month* |
| Receiving speed | Usually instant or up to 2 working days |
*The 10 million PHP monthly limit applies to all incoming funds, which includes receiving money or adding your own money to your PHP balance.
Payments from inside the Philippines
Share your PHP details (bank code and account number) with the person who wants to pay you.
The sender’s bank will give them an estimate when they set up the payment — for any details about how long it takes, reach out to your sender so they can ask their bank.
Wise doesn't charge any receiving fees, but the sender's bank may charge their own transfer or VAT/tax fees.
You can’t receive other currencies or international Swift payments sent from outside of the Philippines to your PHP details.