IBAN in Germany

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in Germany ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Germany?

IBAN in Germany consists of 22 characters:

  • 2 letter country code
  • 2 digit check number
  • 8 digits for the bank code (BLZ code)
  • 10 digit code for the bank account number

Already have an IBAN code?

Check IBAN
IBAN example in Germany DE89370400440532013000
IBAN in print format DE89 3704 0044 0532 0130 00
Country code DE
Check digits 89
Bank code (BLZ code) 37040044
Bank account number 0532013000

Do you need an IBAN in Germany?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Germany, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Calculate IBAN

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the real rate. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.

Sending 1,000.00 AUD withRecipient gets(Total after fees)Transfer feeExchange rate(1 AUD EUR)
InstaremCheapest614.81 EUR
1.99 AUD0.616040
Wise613.37 EUR- 1.44 EUR4.86 AUD0.616365
Western Union610.58 EUR- 4.23 EUR2.99 AUD0.612407
Moneygram602.71 EUR- 12.10 EUR2.99 AUD0.604516
National Australia Bank600.73 EUR- 14.08 EUR0.00 AUD0.600735

We have a 4.3 out of 5 rating on Trustpilot

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com

The ease and speed of transfer is amazing. What is even more impressive is the accuracy of conversion, irrespective of the currency balance. Wise is t...
Maxwell Patrick Loko
Published 15 minutes ago

Easy, everything is understendable and simplified.
Kaloian Iantchev
Published 36 minutes ago

Amazing the speed and quality with a reasonable comisión
Estrella
Published 53 minutes ago

A cheaper, faster way to send money abroad

FAQs