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The Wise debit card.

Spend in any currency worldwide, receive money for free, and convert currencies with low fees. Bye bye bank fees, hello world.

Compare our fees

Borderless balance

Wise debit card

The Wise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You'll get low conversion fees, and zero transaction fees.

  • Free to pay with currencies in your account
  • 2 Free ATM withdrawals up to A$350 a month, then a small withdrawal fee
  • Only pay a small conversion fee when you convert your money — typically between 0.35% and 2,22%
  • Automatically convert your money at the real exchange rate
  • Read more about pricing
wise debit card

What's up with the big 4 banks?

An independent researcher compared Wise to the big 4 banks in Australia. They found that we're up to 18x cheaper for sending, spending and withdrawing money abroad. That's what's up.

Compare the costs

Monthly account fees
Send $250 to USD
Spend $250 on debit card in USD
Withdraw $250 cash / month in USD

Your easy alternative to a bank account abroad.

Send money for less
Save up to 18x compared to the banks when you send money abroad.
Convert 40+ currencies
Hold and switch between multiple currencies in seconds with low, transparent fees.
Find currencies >
Open an account in seconds
Sign up and get verified online — without a local address or visiting a branch.
Sign up now >
Get paid like a local
Receive money for free with your own US, UK, EU, Australia, and New Zealand bank details.

Get your Wise debit card.

Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Free ATM withdrawals worldwide
Free cash withdrawals up to A$ 350 every 30 days.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Easy-to-use app
Add and convert money, get instant notifications, and freeze or unfreeze your card anytime.

See how Wise helps travellers and expats save money.

The perfect account for your international lifestyle.

Manage your international money at the real exchange rate, right from your phone. And you’ll get international bank details to receive multiple currencies for free:

  • Australian account number and BSB code
  • British account number and sort code
  • European IBAN
  • New Zealand account number
  • US account number and routing number

More countries coming soon.

Get multi-currency account →

multi-currency account on a phone screen


Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.


Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

HUFHungarian Forint

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

SGDSingapore Dollar

Get your own Account Number.

Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

ARSArgentine Peso

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

HRKCroatian Kuna


CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

PENPeruvian Sol

PHPPhilippine Peso

NZDNew Zealand Dollar

USDUS Dollar

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

RUBRussian Ruble

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 80+ countries.

You can use money in your multi-currency account to send to any of the currencies on Wise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound


British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha


Bye bye bank fees, hello world.

Bye bye bank fees, hello world.

Get started