How to transfer money from Apple Pay to Cash App?

If you use popular e-wallets like Cash App and Apple Pay, you may be wondering how to transfer money to Apple Pay from Cash App - or the other way round: how to transfer money to Cash App from Apple Pay.

Unfortunately, you can’t directly link Cash App and Apple Pay - but you can transfer money between them by taking a few extra steps. This guide tells you how - plus a quick look at Wise for Apple compatible payments around the world.

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Can you transfer Apple Pay money to Cash App?

You may have money in your Apple Cash if someone sent you a payment, for example. However, if you prefer to use Cash App for day to day mobile payments and transfers, it may be more convenient to move the money from Apple Pay to your Cash App wallet.

Generally, you can't send money from Apple Pay to Cash App directly. Instead, you need to complete a 2-step process to withdraw money to your bank account or debit card first, and then use Cash App’s Add Cash function to add to your Cash App balance. We’ll cover what to do next.

How do you transfer Money from Apple Pay to Cash App?

As we mentioned, you can’t usually move money directly from Apple Cash to Cash App. However- transferring between the two wallets is possible. Here’s what to do:

Step 1: Transfer funds from Apple Pay to your bank account

If you have an Apple Cash balance, the first step is to move your money from Apple Pay to your bank account¹:

• Open the Wallet app on your iPhone or iPad
• Tap your Apple Cash card, and then the More button
• Select Transfer to Bank
• Enter the amount to transfer and tap Next
• Select 1-3 Business Days for a fee free transfer
• Confirm with Face ID, Touch ID, or passcode

It’s also possible to move money instantly to your linked debit card if you’re in a hurry - but there’s a fee for this service.

Step 2: Move your money from your bank account to Cash App

Once the money from Apple Pay has safely landed in your bank, you can move it to Cash App²:

• Open Cash App and tap the Money tab
• Press Add Cash and confirm the amount
• Tap Add and confirm with Touch ID or your PIN

💡 You may also be interested to know that customers with the Cash App card can add it to Apple Pay³, to spend on the move without needing to carry their physical card around.

Cash App vs Apple Pay

Cash App and Apple Pay are both super popular e wallets allowing easy person to person payments, with optional physical cards. However, they are different organizations and so not all their services overlap. Here’s a quick overview of Cash App vs Apple Pay.

What’s similar?

Here’s what’s similar about both Apple Pay and Cash App:

• Both are free to download, with lots of transaction types also fee free - get a guide to Cash App fees here
• You can send money with Apple Pay and send money with Cash App to other users based in the US
• Both allow mobile payments via your smart device
• Both offer physical credit or debit cards you can use for payments
• Neither can be broadly used for international P2P payments (learn more about how to use Apple Pay internationally here)

What’s different?

Where Cash App and Apple Pay differ is:

• Apple Pay is available on Apple devices only, while Cash App is on Apple and Android
• Cash App offers broader services like crypto and investments while Apple Pay sticks with payment services
• Cash App can send to US and UK users, Apple Pay is US only

Send money internationally using Wise with low and transparent fees

If you need to send money to someone overseas, you can’t transfer with Apple Pay directly. However, you can use Wise to send money to 80+ countries with the mid-market exchange rate and low, transparent fees - and pay conveniently with Apple Pay on your smart device.

You can also get a Wise card which you can add to Apple Pay to take your low-cost international spending mobile.

Get a Wise account today

Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

Bottom line

You can’t usually directly link Cash App and Apple Pay to withdraw money from Apple Cash to your Cash App wallet. However, moving money between the two wallets is still possible by withdrawing first to your bank or linked debit card before moving your money to Cash App.

Frequently asked questions

How do you add Apple Pay to Cash App?

You can’t withdraw from Apple Pay to Cash app directly - or vice versa - because they’re both e wallets rather than banks. However, you can add your Cash App card to Apple Pay for easy mobile spending if you’d like.

How do you verify Cash App for Apple Pay?

Want to add your Cash Card to Apple Pay? Here’s how:

• Open your Apple Wallet and tap the + symbol
• Follow the on-screen prompts to enter your card information
• Open Cash App to verify that your Cash Card has been added

Is there a transfer limit when using Apple Pay with Cash App?

You can withdraw up to 10,000 USD per transaction from Apple Cash, up to 20,000 USD in a 7-day period.

How long do Instant transfers from Apple Pay to Cash App take?

While you can’t directly move money from Apple Pay to Cash App, you can use an instant withdrawal from Apple Cash to your linked debit card, and then move the funds from your card to Cash App. Instant transfers from Apple Cash usually arrive in 30 minutes - and don’t forget, there’s a fee for this service.

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Sources:

1. Apple support - transfer money from Apple Cash
2. Cash App - Add Cash
3. Cash App - Apple Pay

All sources checked on 19 December 2022