如果您正在等待一笔款项到账，可能想知道它多久才能进入余额。
速度取决于：
汇款所用货币
汇款人所用付款方式
货币汇款需要多长时间？
付款通常在星期一至星期五的工作日和正常工作时间内处理。如果付款是在汇出国的周末或公共节假日汇出的，则应在下一个工作日到账。
查看此表以了解您的货币可能需要多长时间。
| Currency | Domestic transfer | International transfer |
|---|---|---|
| AUD | 1-2 working days if sent from Australia | 4-5 working days if sent from outside Australia with Swift |
| CAD | 1-2 working days if sent from Canada. 1-4 working days for Direct Debit transfers | 4-5 working days if sent from outside Canada with Swift |
| EUR | 1-2 working days if sent from SEPA countries | 4-5 working days if sent from outside SEPA with Swift |
| GBP | 1 working day if sent from the UK | 4-5 working days if sent from outside the UK with Swift* |
| HUF | Instant for payments under 10 million HUF, A few hours for payments over 10 million HUF | 4-5 working days if sent from outside Hungary with Swift |
| NZD | 1-2 working days | 4-5 working days if sent from outside New Zealand with Swift |
| PLN | 1-2 working days* | 4-5 working days if sent from outside Poland with Swift. |
| RON | 1 working day | 4-5 working days if sent from outside Romania with Swift to GBP details |
| SGD | 1 working day | 4-5 working days if sent from outside Singapore via Swift |
| TRY | 1 working day | You can only receive TRY from Türkiye |
| USD | 1 working day for wire transfers. 1-4 working days for ACH transfers | 4-5 working days if sent from outside the US with Swift |
*英镑：同样适用于通过 Swift 接收非英镑货币到英镑账户
*波兰兹罗提：若您已有波兰兹罗提账户详细信息，请继续使用；我们不提供新账户详细信息
如果我还没有收到款项，该怎么办？
如果已超时却仍没有收到款项，在与我们联系之前，您应该先与汇款人核实，让他们询问银行。
若您的资金尚未到账，请按以下步骤操作，并在需要时上传付款证明。
为何国际 Swift 付款到账需时较长？
Swift 付款可能需要最多 5 个工作日才能到达您的 Wise 账户，因为它们通常需要经过多家银行处理。请至少等待 5 个工作日后再与我们联系。
若已超过 5 个工作日：
确保您已向汇款人提供了正确的账户详细信息
等待预计时间。如果还没有到账，请向我们提供 Swift 汇款的付款证明 (MT103)
等待我们团队审核您的文件并通过电子邮件回复您