WiseWise
Log inRegister
Hello world
Hallo Welt
Hola mundo
Bonjour le monde
Helló Világ
Ciao mondo
世界とつながろう
Witaj, świecie
Olá, Mundo
Salut lume
Здравствуй, мир
Merhaba Dünya
Halo dunia
你好 世界
Привіт, світ
Log inRegister
  • Help home
  • Receiving money
  • Can I receive large amounts into my Wise account?

Can I receive large amounts into my Wise account?

Yes, you can receive large amounts into any balance with account details. But there are a couple of things you should know beforehand.

We may ask you for more information

If you’re receiving a large amount of money, we may need to ask you about your relationship with the sender, or the purpose of the payment. This is a regulatory requirement for us, and it helps us to make sure that our services are safe for everyone.

There are limits for USD balances when receiving money

For most currencies, you can receive money on your balance without a limit.

If your USD account details have a routing number starting with 026, then the following limits apply.

Personal limitBusiness limit
USD limit, per transaction and per day20,000,000 USD30,000,000 USD
USD limit per year*35,000,000 USD50,000,000 USD

These limits don’t apply when:

  • your account details have a routing number starting with 084

  • you top up your USD balance using the Add money button in your account

  • you convert money from other currencies in your account

Click here to find out more about limits

Was this article helpful?

Related articles

  • Are there limits on how much money I can receive?
  • How much does it cost to receive large amounts into my account?
  • I live in Australia, what fee am I charged to hold large amounts of money?
  • Tips for getting started with large transfers
  • What types of payments can I receive into my account?

Company and team

  • Company and team
  • Security
  • Press
  • Careers
  • Service status
  • Investor relations
  • Mission roadmap
  • Affiliates and partnerships
  • Help centre
  • Reviews

Wise Products

  • International money transfer
  • Wise account
  • International debit card
  • Travel money card
  • Large amount transfer
  • Receive money
  • Assets
  • Wise Platform
  • Wise Business
  • Business debit card
  • Mass payments

Resources

  • News and blog
  • Currency converter
  • Swift/BIC codes
  • IBAN codes
  • Rate alerts
  • Compare exchange rates
  • Invoice generator
  • Business Calculators

Follow us


Legal
Privacy policy
Cookie Policy
Country site map
Modern slavery statement

© Wise Payments Limited 2023

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.