We're temporarily unable to accept Swift payments to NZD global account details if your registered address is in New Zealand.
Account details are a set of details for a currency to receive money.
Once you have your NZD account details, you’ll have your own account number where you can receive New Zealand dollars.
This isn’t a traditional bank account, but you can receive money in the same way by sharing the details with friends, family, clients or companies, so that they can send you money.
They can pay you locally from their New Zealand bank, or internationally by Swift. Once you receive the money, it’ll be credited to your NZD balance.
Opening new account details
You’ll first need to open a NZD balance. Then you select Get your account details and follow the steps.
We’ll need to verify you before we can provide details to you.
Checking your account details
To see your details once you’ve got them, on the app or web:
Go on your NZD balance
Select the account details button just under the currency
You can view and copy your local account details to share with others
If you want to get paid internationally by Swift — toggle Global ・ Swift at the top
You can also request paymentsfrom your sender.
How your NZD account details work
Here is some general information about your account details.
| Local payments | Global payments | |
|---|---|---|
| You can receive | Bank transfers in NZD from New Zealand | Swift |
| You can't receive | None | Swift in currencies other than NZD |
| Receiving fees | None | None |
| Receiving limits | None | None |
| Receiving speed | Up to 2 working days | Up to 5 working days |
Payments from inside New Zealand
Share your local NZD details. Some banks might need a three-digit suffix. Simply add a 0 before the last 2 digits of your account number. For example: 11-2222-3333333-44 would be 11-2222-3333333-044.
The sender’s bank will give them an estimate when they set up the payment — for any details about how long it takes, reach out to your sender so they can ask their bank.
Payments from outside New Zealand
Payments by Swift to NZD details
Share your global Swift account details with the person who wants to pay you. They can send Swift payments to your account from anywhere in the world.
They should only send you NZD to these account details, because we can't process international payments in any other currency.
We don’t charge any additional fees to receive international payments in NZD, but correspondent banks might apply their own fees.
Payments by Swift to GBP details
You can also receive NZD from outside New Zealand by Swift into your GBP global account details.
Let the sender know that you want to receive NZD into your GBP details so you can avoid conversion fees. Some banks might recognise the GBP IBAN and want to convert NZD to GBP, but this isn't necessary.
If their bank asks them the country of the recipient’s (your) bank, tell them to select the United Kingdom.
Learn more about using your GBP account details to receive Swift payments