You can send Canadian dollars (CAD) with Wise via online bill pay. Sometimes it’s called bill payments, or OBT. It’s a cheap and convenient way to send CAD.
An OBT can take 1-3 working days to arrive to Wise.
Wise is listed as a bill payee with these banks and credit unions in Canada:
Bank of Montreal
National Bank of Canada
Central 1 Credit Unions*
CS Alterna Bank
Manulife Bank of Canada
First Calgary Financial
Although the steps may vary from bank to bank, to send CAD with online bill pay is usually a similar process. You’ll need to set up your transfer, and choose Online bill pay as how you’d like to pay. Then, follow these steps.
Log in to your online bank
Go to the Bill payments section. It’s usually under transfers.
Select Make a payment
Select Add a payee
Enter the following details about Wise:
payee province — ON (Ontario)
payee name — Wise or TransferWise. Some banks have not yet updated Wise's name in their systems.
account number — your Wise membership number (starts with a P, no spaces or dashes)
Select Verify Payee
That’s it! Once you’ve added Wise as a bill payee with your bank, you can easily use this payment method again.
*Many banks are a member of Central 1 Credit Union. If you’re able to add Wise as a bill payee, and your bank is not on this list, then your bank may be a part of Central 1 Credit Union.
To send bill payments from Central 1 Credit Union (or any of its member banks), set the transfer up as a wire with us. Choose Wise as a bill payee in your online banking to send the bill payment — this way our system will be able to receive it.