How do I pay for a SGD transfer using PayNow?

You can make PayNow payments from your own bank account to Wise by scanning the PayNow QR code on your mobile bank.

You can also use PayNow to receive SGD to your Wise balance from others.

Learn how to get paid with PayNow

How do I use the PayNow QR code?

1. Set up an SGD transfer or balance top-up on Wise. Choose how much you’re sending, and enter your recipient’s bank details.

2. Select PayNow on the payment page.

3. We'll show you the QR code to use for the payment. If you're on the app, just screenshot it. If you're using the website, stay on this page.

4. Log into your banking app and select Scan & Pay.

5. Upload or scan the QR code you got from Wise.

6. Once the money was sent from your bank, click on I have already paid in Wise. That’s it, your money is on its way.

Things you should know

• You must send funds from your own bank account. We can’t accept money coming from an account that isn’t under your name. You can receive money from others using your SGD account details.

• Each PayNow QR Code is unique to your account. Don’t share the code with others.

• You’ll see “Wise Asia-Pacific Pte. Ltd” as the recipient on your bank account — this is because Wise collects the payment. 

• You can send up to 200,000 SGD per transfer. There’s no limit on how many transfers you can send. See our Terms and Conditions for more information.