We offer Interest and Stocks as part of our Assets product
With Assets, you can decide how you'd like to hold the money in your balances or Jars. Currently, you can choose Cash, Interest or Stocks.
Right now, Interest and Stocks are only available to some UK, Singapore and EEA residents. If you see the option to change your balance or Jar from Cash to Interest or Stocks, you're eligible.
We’re working on making them available to more customers, and we’ll let you know when we’re done.
How do I switch between Cash, Interest and Stocks?
By default, all the money in your balances and Jars is held as cash. You can choose to turn on either Stocks or Interest at any time. However, to switch between Stocks and Interest, you must first turn off your current asset to revert to cash before you can turn on the other option.
To turn on Stocks or Interest:
Go to the balance or Jar you want to change
Select Options, then Earn a return
Choose from one of the options
If you want to turn off Stocks or Interest:
Go to the balance or Jar you want to change
Select Options, then Interest or Stocks
Select Turn off Interest/Stocks from the list of Things you can do
Any time you switch your balance to Interest, Stocks or back to cash, it can take up to 2 working days for us to buy or sell your units. It can take an extra working day if you still have transactions in progress, or if we’re still processing a previous change. You can check the status under options in your balance or Jar.
What happens if I select Cash?
Your balances and Jars are held as Cash, by default.
This means you can’t grow your money, but it isn’t at risk in the market. When you hold your money as Cash, it’s covered by our safeguarding policy.
What happens if I select Stocks?
This means we’ll invest all of your money in the Jar or balance in the index tracking fund we’ve chosen.
Learn more about holding money as Stocks
What happens if I select Interest?
This means we’ll invest all of your money in the Jar or balance in the interest-earning fund we’ve chosen depending on the currency.