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  • Understanding tax when you use Wise Interest in Brazil
    When you turn on Interest, you’re investing in units in an accumulating offshore fund. Accumulating meaning that any income from the underlying assets held are reinvested and reflected as an...
  • Who can use Interest and Stocks
    Interest and/or Stocks are available to consumers and/or businesses that are registered in the countries below, and are subject to applicable rules and regulations. Learn about fees for Interest and...
  • Earning interest on your Wise account if you live in Canada
    registered Canadian business, and you have a valid Social Insurance Number (SIN) or Business Number (BN) — you may be eligible to opt in to earn interest on the CAD, USD, GBP, or EUR that you hold in...
  • Can my child earn a return with Wise Interest on their Young Explorer money?
    With Young Explorer, you can set money aside for your child to spend. In some countries, you can also choose to turn on Interest for the Young Explorer. Where is this available? Interest is available...
  • How do I use Interest and Stocks?
    We offer Interest and Stocks as part of our Assets product With Assets, you can decide how you'd like to hold the money in your currencies or jars. Currently, you can choose Cash, Interest or Stocks...
  • Earning interest on your Wise account if you live in the US
    live in the US, and you have a valid SSN or EIN — you may be eligible to opt in to earn interest on the USD, GBP, or EUR that you hold in your Wise account. It’s available for US customers only...
  • Wise Interest: How is your money held and what is the risk
    Australia Brazil Europe Singapore UK If you're in Europe, Australia, Brazil and the UK With Wise Interest, your money is held in government-guaranteed assets. Think of it as the government, and not...
  • Avoiding unexpected processing time for Interest transfers
    This article covers what you can do to avoid the processing time when transferring large amounts from Interest currencies or Jars. Note , t he name for your 'main account' in Wise can vary based on...
  • Holding your money as Interest
    With Assets, you can decide how you’d like to hold the money in your currencies or Jars. Currently, you can choose Cash, Interest or Stocks . If you choose to hold your money as Interest, we’ll...
  • Am I eligible for Wise interest in the US, and how can I opt in?
    the US, and are looking to earn interest on your Wise account , this article covers if you’re eligible and how you can opt in. Am I eligible? In order to opt in to our US interest program, you’ll need...
  • Understanding tax when you use Wise Interest in Hungary
    Read more about the general guidance about taxes when using Wise Interest or Stocks. When you turn on Interest, you’re investing in units in a fund. If you’re a Hungarian tax resident, this means you...
  • Using Wise Interest and Stocks in Ireland
    Find general guidance about taxes when using Wise Interest or Stocks . Interest and Stocks are available to consumers that are residents in Ireland, and are subject to applicable rules and...
  • What happens to my money when interest rates change?
    We aim to keep your investment stable, and the government-backed funds that Wise Interest invests in are designed for stability. Read on to learn more about rate changes. What type of funds does Wise...
  • How your taxes work in the US
    you earn a return using our interest feature, Wise Interest or Stocks, it'll be taxed as ordinary income in the year it's received. For all customers who earn more than $10.00 USD in interest, Wise will...
  • Understanding tax when you use Wise Interest or Stocks in Singapore
    Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Wise Interest or Stocks, you’re investing in units in a fund. If you’re a Singapore tax resident, though, there...
  • Getting verified to earn interest in the US
    To earn interest on your Wise account as a US customer, we have to make sure we're reporting your correct details to the IRS as an added layer of security. This article explains what that means for...
  • Understanding tax when you use Wise Interest or Stocks in the Netherlands
    Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Wise Interest or Stocks, you’re investing in units in a fund. If you’re a Netherlands tax resident, this means...
  • Do I earn interest on money in my account?
    Note , the name for your 'main account' in Wise can vary based on your location. To find the exact terminology used in your region, please check the product directly. We currently don’t pay interest...
  • How Interest works in the United Kingdom
    Earn a return by investing your money in an interest-earning fund that holds government-guaranteed assets. Spend any time, all while you grow. The information on this page applies to Wise Interest in...
  • Understanding tax when you use Wise Interest or Stocks in Italy
    Find general guidance about taxes when using Wise Interest & Stocks When you turn on Wise Interest, you’re investing in units in a fund. If you are a tax resident in Italy, you may need to pay...
  • Learn more about the Wise Interest migration
    If you have Wise Interest turned on, this change applies if you either turned it on while living in the UK or are currently a UK tax resident . Your money will be converted to a new version of the...
  • Understanding tax when you use Wise Interest or Stocks in Austria
    Find general guidance about taxes when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re an Austrian tax resident, this means you may...
  • Understanding tax when you use Wise Interest or Stocks in the United Kingdom
    Below information is applicable to UK 2025/26 tax year. Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Wise Interest or Stocks, you’re investing in units in a...
  • Understanding tax when you use Wise Interest or Stocks in Germany
    Find general guidance about taxes when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re a German tax resident, this means you may...
  • Understanding tax when you use Wise Interest or Stocks in Ireland
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...
  • Understanding tax when you use Wise Interest or Stocks in Norway
    Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Wise Interest or Stocks, you’re investing in units in a fund. If you’re a Norway tax resident, this means you...
  • Understanding tax when you use Wise Interest or Stocks in Greece
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...
  • Understanding tax when you use Wise Interest or Stocks in Finland
    Find general guidance about taxes when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re a Finnish tax resident, this means you may...
  • Licences and regulators when holding money as Interest and Stocks
    We offer Interest and Stocks as part of our Assets product. In this article we use Assets to refer to both Interest and Stocks. The licence which you are subject to when holding your money in...
  • Check how much you’ve earned from using Interest
    account or Jar held as Interest Check your Returns this month — it’s in a box next to your Variable rate 2. Standard and Accounting Statements You can also check your earnings summary and get historical...
  • Understanding tax when you use Wise Interest in Croatia
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest or Stocks in Lithuania
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...
  • Understanding tax when you use Wise Interest in Romania
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest in Slovenia
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest in Bulgaria
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest in Cyprus
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest in Latvia
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest or Stocks in Slovakia
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...
  • Understanding tax when you use Wise Interest or Stocks in Sweden
    Find general guidance about taxes when using Wise Interest. When you turn on Wise Interest or Stocks, you’re investing in units in a fund. If you’re a Swedish tax resident, this means you may need to...
  • Understanding tax when you use Wise Interest or Stocks in Switzerland
    Find general guidance about taxes when using Wise Interest or Stocks. If you have questions about your taxes or filing a return — speak to a qualified professional. Wise can’t give you advice on your...
  • How our US entity, Wise US Inc. protects customer funds
    to people or businesses. It also means our money transfer service and the money held in your Wise account where you haven't opted into interest are not subject to Federal Deposit Insurance Corporation...
  • Understanding tax when you use Wise Interest in Poland
    Find general guidance about taxes and requesting tax statement when using Wise Interest . When you turn on Interest, you’re investing in units in an accumulating money market fund. You can see more...
  • Understanding tax when you use Wise Interest or Stocks in France
    Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re a French tax resident, this means you may...
  • How do I update my address?
    equivalent value in other currencies). Divest Assets and Interests: You must sell or divest all held assets. Additionally, ensure that any "Interest" features or "Stock" are fully turned off. Close...
  • Understanding taxes when using Wise Interest or Stocks
    Note , the name for your 'main account' in Wise can vary based on your location. To find the exact terminology used in your region, please check the product directly. When you use Wise Interest or...
  • Understanding tax when you use Wise Interest or Stocks in Luxembourg
    Find general guidance about taxes when using Wise Interest or Stocks. When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re a Luxembourg tax resident, this means you may...
  • Understanding tax when you use Wise Interest in Australia
    purposes only. When you use Wise Interest, you’re investing in units of a fund. This means you may need to pay income tax on income attributed to you annually, and/or capital gains depending on your...
  • Understanding tax when you use Wise Interest or Stocks in Portugal
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...
  • Sending and spending limits if you live in Singapore
    PayNow Transfers paid from your Wise Interest or Stocks currencies or Jars Conversions from Cash to Interest or Stocks, or from Interest or Stocks to Cash What happens if I exceed the send and spend...
  • Understanding tax when you use Wise Interest or Stocks in Czech Republic
    Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks . When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or...