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Problems paying with my bank card
. If you’re using a saved card, delete it and enter the details manually. Ensure your card was issued in a supported country . Your 3D Secure verification isn't working 3D Secure is the extra security...
How do I keep my Wise card safe?
ask me for additional confirmation when the payment was made (also known as 3D Secure)? The request for additional confirmation can only be initiated by the merchant, not by Wise. If you’d like to...
Setting transaction controls for your Wise card
block all cash withdrawals made using your physical card or mobile wallet at an ATM. Non-3D secure Payments Turning off this control will only allow online payments that require an extra layer of...
Why was my Wise card declined?
approve the payment from your Wise app or with a code sent by SMS or a call. This is called a 3D Secure (3DS) payment . If you don't approve it, the payment will fail. Some websites only accept...
Where will my Wise card work?
, you’ll be asked to approve the payment from your Wise app, or using a code sent by SMS or call. This is called a 3D Secure (3DS) online payment and is an added level of security some websites ask for. Once...
Getting verified in the US
details. It’s a completely secure, one-time only verification process that we have to do as part of how we’re regulated in the US. We don’t run a credit check or share your number. Do not send a copy...
How do I replace my expired ID to get a Wise card in the US?
To keep your account secure and comply with regulations, you need a valid, unexpired ID on file to order a Wise Multi-Currency card in the US . If your ID has expired, you won’t be able to order a...
How does connecting to my bank to verify my income work?
Connecting to your bank is a secure way for Wise to verify your income with the same information we’d get from a bank statement, but much faster and easier for you. It’s more convenient than...
How I can lock down my account?
If you've noticed suspicious transactions or phone was lost or stolen, you can secure your account with a lockdown. Wise may also lock down your account to protect you and your money. What happens...
How do I connect my Wise account with Sage BOB?
secure third-party provider. You need to have an account with Ponto to enable this connection. Which countries is the Sage BOB integration available in? This integration is currently available for...
Watch out for phishing
might be redirected to an approved, secure third party website. Check the full list of them here . Double check the spelling of this website — scammers will sometimes change one letter so the address...
How can I use a passkey?
What is a passkey? Passkeys are a secure authentication method we offer. They allow you to login and approve 2-step verification with your face, fingerprint, a device PIN or a hardware security key...
Connecting your accounting software via Open Banking
Note , the name for your 'main account' can vary based on your location. To find the exact terminology used in your region, please check the product directly. Open Banking is a secure way to connect...
Getting started with your Wise digital card
Just like your physical card, the digital card lets you spend money around the world with low conversion fees in a secure way. Find out more about it and how to get it. Why get a digital card? You...
What is 2-step verification?
to use the passkeys or Wise app for 2-step verification because they're more secure. They only need an internet connection, so they’ll work even if you’re abroad, or changed your SIM. Options for your...
How can I upload a verification document?
If you need, or want, to upload a copy of your ID, address, or any other document we’ve requested, you can do it via our secure upload page ....
Paying with Simple bank transfer
. Follow the instructions to log in to your bank and confirm the payment. Is it secure? Yes. You’ll enter your details into your bank's own secure page. Wise doesn't see or store your login credentials...
How our UK entity, Wise Payments Ltd, safeguards customer funds
by holding a mix of cash in banks, investments in secure liquid assets (mainly government bonds) and a comparable guarantee. We also keep your money separate from the money we use to run our business...
Someone may have access to my Wise account
to act quickly. What are the next steps? Step 1 — Secure your account, if you can still log in Log out of all devices: Select your profile icon or initials → Settings → Security and privacy → Select...
How Wise keeps your money safe
us with the equivalent of 18.1 billion GBP in their Wise accounts. If you keep money with us, our regulatory obligation is to hold all of it in cash, secure liquid assets, or insured by a comparable...
Supported Mobile Operating Systems and How to Update
We support specific operating system versions to ensure you have the best and most secure Wise experience. This article explains which versions we support and how to update your phone and app...
What is Confirmation of Payee (Australia)?
regardless of the match result — the outcome is just to help you feel more secure when sending your money. Receiving money to your Wise AUD account When someone sends money to your Wise AUD account, their...
How the Wise - Exact Online integration work
Exact Online is powered by Chift that acts as an intermediary between Wise and Exact Online to ensure secure data synchronization....
Tips for getting started with Wise
that ID. It usually takes about 2 working days. Log in to your account and follow the steps to get set up. Wise is safe, secure, and regulated Since our first transfer, in 2011 , we’ve helped millions...
Can I have more than one Wise account?
secure and comply with financial regulations. If you’ve forgotten your login details, it’s best to follow the steps to reset your password or change your email address instead of creating a new account...
How do I confirm my identity with a photo of my ID and a live photo?
Every customer needs to be verified at some stage when using Wise. This is how we make sure we're safe and secure for all our customers, and stay compliant with anti-money laundering rules. Sometimes...
Supported browsers
internet) is out of date, you should either: update it to the latest version switch to a new browser This will mean: your computer will be more secure and less likely to be attacked it’ll be faster to browse...
How to pay by card
card must have these standards: 16-digit card number Valid expiry date 3D security enabled CVC/CVV security code. We don't accept American Express (AMEX) or Discover cards. How do I pay for my transfer...
How to receive money by Easy bank transfer for businesses
Banking technology for UK accounts. It’s a fast, easy, and secure way to pay for your transfers. You can share a payment link, which the sender can use to pay you with an Easy bank transfer. How does it...
Paying with iDeal
iDeal is a fast and secure way to pay for your transfer directly from your bank account in the Netherlands. You can use it on both the Wise website and the mobile app. Who can use iDeal? You can use...
How our US entity, Wise US Inc. protects customer funds
with Wise or holding money in the Wise account in the US, in keeping with US state obligations, we protect our customers’ funds in a mix of cash in leading commercial banks and investments in secure...
Paying by POLi
When you choose POLi, you make a secure payment directly from your online banking to Wise. You’ll enter your login details through the POLi interface to confirm the transfer. The bank account you pay...
How do I add or delete connected bank accounts?
. Connecting in the United States If you select the United States, you’ll connect through Plaid . This is a secure way to use your account for future payments and helps us verify that you have enough funds for...
What are the different batch template options?
email addresses to the template. Just add their email addresses to the template, along with the transfer amount and currency. We’ll send each a secure link so they can provide their bank details. Make...
What's a batch payment template?
and currency. Once you upload a template and pay for your batch, we’ll send each recipient a secure link to provide their bank details. They’ll have 1 week to enter their details before the link...
How do I verify my email address?
own the address and helps us keep your account secure. It allows us to: Help you recover your account if you get locked out Notify you of important changes to your account Make sure you have full...
Paying by Swift
A Swift payment — also called an international wire — is a secure way to send money across borders. We use the Swift network to send and receive certain currencies. This article is about paying for...
Paying with your connected bank account (ACH) in Canada
When you pay by ACH bank transfer, you first need to connect and verify your preferred bank account. ACH bank transfers in Canada are also known as an EFT (Electronic Funds Transfer) payment. Here are...
Paying with your connected account (VRP) in the UK
, account statements or any other information with Wise—it simply sends us the payment in a secure and convenient way. How to connect your account Your account can be connected from your account settings or...
Additional security features if you live in Singapore
account. If it wasn’t done by you, you can take immediate steps to secure your account add a 12 hour cooling off period if you log into a new device. During that time you won't be able to complete any...
Paying with your connected bank account (ACH) in the US
When you pay with your connected bank account (ACH), you first need to connect your preferred bank account, go through the verification process and authorise a one-time debit from your account to our ...
How do I use Interest and Stocks?
, by default. This means we keep it safe through segregating it from our corporate accounts and holding it in banks, secure liquid assets or insured by a comparable guarantee. It’s covered by our...
How do I appeal my account decision?
information will be safe and secure. What happens after I submit my appeal? Our team will carefully review your appeal and all the information you've provided. We'll get in touch with you by email with a final...
How do I open a Wise account for my business?
use HTTPS encryption, and two-factor authentication to protect all your transactions and make sure everything is secure. We’ll never misuse or sell your data. Read customer reviews on Trustpilot We...
Paying by Open Banking
Open Banking is a secure and easy way to pay for your GBP transfers or top up your account. Instead of manually entering our details in your banking app, we’ll redirect you to your bank to confirm...
Connecting your Wise account with accounting software
intermediaries, enabling a secure connection between your Wise account and the accounting platform. Log in to your chosen accounting software Go to the section where you can add or connect a bank account...
What are microdeposits?
verification is temporarily unavailable You chose to verify manually Microdeposits are a secure fallback option when instant verification isn’t possible. How long do the microdeposits take to arrive...
How do I update my address?
secure link to upload it. How to change your business address We can only change a business address to one in the same country where the business is registered. If your business has moved to a new...
How do I report a fraudulent Wise card payment?
secure. You can then order a new card right away. See How do I replace or cancel my Wise card? What happens after I report the payment? Investigation: Our specialist team will carefully investigate your...
How do I order a Wise card?
digital card instead — it’s great for a more secure spending experience, you can get up to 3 at any one time, and you can replace them any time you want to get new card details. Check whether cards are...