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  • What documents can I upload to prove my source of wealth?

What documents can I upload to prove my source of wealth?

We may ask you to upload a document that proves how you earn your money. This is called your source of wealth, and is a regulatory requirement for some regions. 

We accept jpg, pdf, and png file types, and documents must be under 10 MB in size. Make sure all information is visible — we can’t accept documents that have been cropped or that have redacted information.

Documents you can upload depend on how you earn your money.

Salary

Your documents will need to show:

  • your full name

  • the amount you earn

  • the pay period

  • your employer’s name

  • the date the document was issued

Documents you could upload:

  • your most recent payslips covering 3 months — upload the full documents, they shouldn't be older than 6 months

  • recent tax return validated by your official authority

  • last 3 months of bank statements, showing your salary coming in — this must be an official bank statement, and not a screenshot of your online banking

  • employment contract, proof of employment

  • another official document, as long as it shows the information above

Investments

Your documents shouldn't be older than 12 months. They'll need to show:

  • your full name

  • the amount you received

  • the type of investment

  • the date the document was issued

  • the issuer details

Documents you could upload:

  • official statement issued by the investment firm or trading platform

  • investment certificate

  • investment/portfolio account statement

  • employee stock plan exercise confirmation

  • another official document, as long as it shows the information above 

Pension

Your documents will need to show:

  • your full name

  • the amount you receive

  • the name of your pension provider

  • the date the document was issued

Documents you could upload:

  • pension statement — shouldn't be older than 12 months

  • last 3 months of bank statements, showing your pension coming in — this must be an official bank statement, and not a screenshot of your online banking

  • another official document, as long as it shows the information above 

Inheritance

Your documents shouldn't be older than 12 months. They'll need to show:

  • your full name

  • the amount you receive

  • name and signature of the person who made the will

  • your relationship with them

  • the date the document was issued

Documents you could upload:

  • will

  • grant of probate

  • trust deed

  • bank statement showing the inheritance coming in — this must be an official bank statement, and not a screenshot of your online banking

Loan

Your documents shouldn't be older than 12 months. They'll need to show:

  • your full name

  • the amount you borrowed

  • the lender’s name and address

  • the purpose of the loan

Please upload both a loan agreement and a bank statement showing the loan coming in — this must be an official bank statement, and not a screenshot of your online banking

Something else

Your documents shouldn't be older than 12 months. They'll need to show:

  • your full name

  • the amount you received

  • the name of the person or company who paid you

  • the date the document was issued

  • if applicable, the frequency of the payment

Documents you could upload:

  • gift letter — also upload a source of wealth document of the gift giver

  • property sale agreement

  • lease agreement

  • scholarship letter from an educational institution

  • solicitor's letter

  • another official document, as long as it shows the information above 

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.