With Assets, you can decide how you'd like to hold the money in your Balances or Jars.
Currently, you can choose Cash, Interest or Stocks.
If you choose to hold your money as Stocks, we’ll invest all of the Balance or Jar in a fund we’ve chosen.
Invest in hundreds of the world’s biggest companies
When you choose to hold your money as Stocks, we’ll invest it in an index tracking fund we’ve chosen — the iShares World Equity Index Fund, managed by BlackRock. It tracks the MSCI World Index.
The MSCI World Index is a portfolio of stocks that represent the economy in developed countries. It includes some of the world’s biggest companies — like Apple, Tesla, and Microsoft.
Your money is at risk whenever you invest, but in funds like this, that risk is spread. So if one company doesn’t do so well, your total investment might be less affected.
Pay low fees
You pay two fees when you invest using your Wise account — a service fee to Wise and a fund fee to BlackRock, the fund manager.
If you are based in the UK, the service fee is 0.40% annually. If you are based in the EEA, the service fee is 0.45%. Both fees are taken automatically.
Instant access to your invested money
You can send, spend or withdraw up to 97% of your invested Balance or Jar at any given time.