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Guide to ZMW transfers

Here you’ll find answers to the most common questions about Zambian kwacha (ZMW) transfers. 

You can’t currently send money from ZMW.

Check the latest fees

Sending to ZMW

Who can I send ZMW to?

You can send ZMW to individual and business bank accounts in Zambia.

What information do I need about my recipient?

You’ll need their full name in English characters (a–z) only, their 8–20 digit bank account number, their 6-digit bank code, and their SWIFT/BIC code.

How much can I send?

You can send up to 500,000 ZMW per transfer.

How long does it usually take for the money to arrive?

Once we receive and convert your money, it takes up to 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. 

We’ll always give you an estimate for how long your transfer will take when you set it up.

Learn more about how long transfers take

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