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Can I send from a joint bank account?

Yes. As long as:

  • you’re one of the account holders

  • your name on the account matches the name on your Wise account.

Tip:  We’ll ask you to enter the name of the other bank account holder when you set up your transfer. This helps us identify that your money’s coming from a joint account.

Do I need to prove that a joint bank account is in my name?

Ordinarily, no. But banks sometimes send us the names on joint accounts incorrectly. If this happens, we’ll email you and ask for a proof of joint account document.

Your transfer will be paused until we’ve received and approved that document. We’ll normally check it within 2 working days of receiving it from you.

Tip: A proof of joint account document is either a screenshot or PDF of your joint bank statement, clearly showing your name, the bank’s name, and the account number.

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.