Multi User Access (MUA) lets your team have different levels of access to your Wise business account.
You can give the following roles to team members on your Wise business account:
Viewer — for viewing the account only
Employee — for spending with a business card only
Preparer — for setting up transfers and recipients
Payer — for making and managing transfers
Admin — for full access to the account
Team members can only access the business account(s) you invited them to. They can’t access your personal account.
Admins and Employees can have their own Wise business card in supported countries.
Learn more about how to add people to your Wise business account.
You can simply transfer ownership of your Wise business account to another Admin.
Read on to learn what each role can do, or scroll down for a table on roles and permissions.
What can Viewers do?
see all account activity
manage accounting bank feeds
Viewers can’t do anything else — like make payments, or manage users or recipients.
This role lets you give your accountant, or anyone else who needs to do reporting for your business, access to your transactions.
What can Employees do?
Employees can get their own Wise business card, but they don’t have access to the business details or activity. They can’t do anything else — like make payments, or manage users or recipients.
This role is perfect for corporate buyers, or for the purpose of petty cash.
What can Preparers do?
Preparers can set up single payments, of any amount, that require approval from an Admin. This role gives Admins more control over payments.
See all account activity
Manage accounting bank feeds
Contact Customer Support on behalf of the business
What can Payers do?
Make and manage payments
Manage accounting software feeds
See all account activity
Payers have less authority on the business account than Admins do. They can contact customer support on behalf of the business, but they can't manage members, get their own Wise business debit card, or open or close a balance.
This role is best suited for financial managers, or for anyone that needs to manage payments for the business.
What can Admins do?
Admins are authorised to do anything that the Account Owner can do. This role lets those with full authority to represent your business, the ability to manage the business account.
Approval rules are coming soon
We’re also developing Approval rules — designed to give you more control over your payments. Soon you’ll have the ability to require payments over a certain amount to have your approval.
Roles and permissions
|View transaction history, balances, users and recipients, manage accounting bank feed||✔️||✔️||✔️||✔️||✔️||❌|
|View own activity||✔️||✔️||✔️||✔️||✔️||✔️|
|Download transfer receipts, statements, invoices, transfer history, or request a proof of account ownership letter||✔️||✔️||✔️||✔️||✔️||❌|
|Set up transfer orders, or cancel transfer orders before approval||✔️||✔️||✔️||✔️||❌||❌|
|Approve, or reject transfer orders, cancel pending transfers after approval, manage approval rules* (beta)||✔️||✔️||❌||❌||❌||❌|
|Set up batch payments, pay for batch payments or single transfers||✔️||✔️||✔️||❌||❌||❌|
|Set up Xero Pay payments||✔️||❌||❌||❌||❌||❌|
|Manage accounting bank feed||✔️||✔️||✔️||❌||❌||❌|
|Top up, convert balances in the Wise account||✔️||✔️||✔️||❌||❌||❌|
|Open and close balances in the Wise account, or get account details for those balances||✔️||✔️||❌||❌||❌||❌|
|Get a Wise business debit card - in supported countries, spend with and manage their own Wise business debit card||✔️||✔️||❌||❌||❌||✔️|
|Manage Team members||✔️||✔️||❌||❌||❌||❌|
|Request changes to the Wise business account details||✔️||✔️||❌||❌||❌||❌|
|Represent the business regarding transfer related queries||✔️||✔️||✔️||❌||❌||❌|
|Close Wise business account, appeal closure or transfer ownership||✔️||❌||❌||❌||❌||❌|
|Get general advice from support||✔️||✔️||✔️||✔️||✔️||✔️|