For most countries/regions you can send USD to, we are protecting your payment.
Wise covers the fee automatically if we predict that your payment might get charged. To predict these fees, we have built a prediction tool for the correspondent bank fees and speed, based on historical data.
Check the table below to see what countries you can send to, and how much payment protection costs:
|Country/region you can send USD to||Fee for payment protection|
|Gibraltar, Greece, Isle of Man, Jersey, Kuwait, Philippines, Sweden||9.5 USD|
|Australia, Canada, Denmark, Iceland, India, Liechtenstein, Mauritania, New Zealand, Switzerland||12.5 USD|
|Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Austria, Azerbaijan, Bahamas, Bahrain, Barbados, Belgium, Bhutan, Bolivia, Botswana, Bosnia & Herzegovina, Brunei Darussalam, Bulgaria, Burkina Faso, Cambodia, Caribbean Netherlands, Cayman Islands, Channel Islands, Chile, China, Christmas Island, Cocos (Keeling) Islands, Cook Islands, Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czech Republic, Dominica, Dominican Republic, Ecuador, El Salvador, Estonia, Ethiopia, Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Greenland, Grenada, Guadeloupe, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See (Vatican City State), Honduras, Hungary, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Kazakhstan, Kenya, Kiribati, Kyrgyzstan, Lao PDR, Laos, Latvia, Lebanon, Liberia, Lithuania, Luxembourg, Macao, SAR China, Macedonia (Republic of North), Malawi, Malaysia, Mali, Malta, Marshall Islands, Martinique, Mauritius, Mayotte, Mexico, Micronesia (Federated States of), Monaco, Mongolia, Montenegro, Montserrat, Morocco, Namibia, Nauru, Nepal, Netherlands, New Caledonia, Nicaragua, Niger, Niue, Norfolk Island, Northern Mariana Islands, Norway, Palau, Panama, Papua New Guinea, Paraguay, Peru, Poland, Portugal, Reunion, Romania, Rwanda, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and Grenadines, Samoa, San Marino, Sao Tome and Principe, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Korea, Spain, Sri Lanka, Suriname, Taiwan (Republic of China), Tajikistan, Tanzania, Thailand, Timor-Leste, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turks and Caicos Islands, Tuvalu, Uganda, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vietnam, Virgin Islands (UK), Wallis and Futuna Islands, Zambia||14 USD|
|Hong Kong (locally, via CHATS system), Ukraine (PrivatBank recipients)||All payments are protected by default|
|Ukraine (non-PrivatBank recipients), South Africa||Payment protection is not available|
When we predict that no correspondent fees will be charged, we only charge a sending fee of 2.90 USD. When we predict that some fees will be charged, we charge 14 USD. This way, we make sure that you pay as little as possible, and that your recipient is receiving the right amount.
We'll let you know if you enter the Swift code of a country we don't accept, when setting up your transfer.