With Wise, you can send USD to bank accounts located outside of the United States that are also in USD.
We send these transfers via the Swift payment messaging network. It’s not the same as sending a regular Wise transfer, and could take up to 6 working days. It also costs a bit more as it goes through intermediary banks.
When setting up a transfer, if you enter a Swift code for a country we can't accept, we'll let you know.
Countries and regions you can send USD to via Swift
A
Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan
B
Bahamas, Bahrain, Barbados, Belgium, Bhutan, Bolivia, Botswana, Bosnia & Herzegovina, Brunei Darussalam, Bulgaria, Burkina Faso
C
Canada, Cambodia, Cayman Islands, Channel Islands, Chile, China, Christmas Island, Cocos (Keeling) Islands, Cook Islands, Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czech Republic
D
Denmark, Dominica, Dominican Republic
E
Ecuador, El Salvador, Estonia, Ethiopia
F
Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia
G
Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana
H
Haiti, Holy See (Vatican City State), Honduras, Hungary
I
Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy
J
Jamaica, Japan, Jersey
K
Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan
L
Laos, Latvia, Lebanon, Liberia, Liechtenstein, Lithuania, Luxembourg
M
Macao SAR China, Macedonia (Republic of North), Malawi, Malaysia, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia (Federated States of), Monaco, Mongolia, Montenegro, Montserrat, Morocco
N
Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Niue, Norfolk Island, Northern Mariana Islands, Norway
P
Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal
R
Reunion, Romania, Rwanda
S
Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and Grenadines, Samoa, San Marino, Sao Tome and Principe, Senegal, Serbia, Seychelles, Sierra Leone, Singapore (payments to non-DBS accounts), Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland
T
Taiwan (Republic of China), Tajikistan, Tanzania, Thailand, Timor-Leste, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turks and Caicos Islands, Tuvalu
U
Uganda, Ukraine (non-PrivatBank recipients), Ukraine (PrivatBank recipients), United Arab Emirates, United Kingdom, Uruguay, Uzbekistan
V
Vanuatu, Vietnam
W
Wallis and Futuna Islands
Z
Zambia
For some countries, USD transfers are sent via the local payment system which is faster and cheaper than Swift.
For bank accounts in:
The US we'll send USD locally via ACH or wire
Hong Kong we'll send USD locally via CHATS
Ukraine (personal accounts) we'll send USD locally via PrivatBank
Singapore we'll send USD locally via DBS
The amount you can send in USD is the same as how much you can send in the local currency, so check the local currency limits first.
How much does it cost?
For most countries/regions you can send USD to, we're protecting your payment.
Wise covers the fee automatically if we predict that your payment might get charged. To predict these fees, we have built a prediction tool for the correspondent bank fees and speed, based on historical data.
This way, we make sure that you pay as little as possible, and that your recipient is receiving the right amount.
Learn more about how much it costs to send USD outside the US