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Who is the FCA?

The Financial Conduct Authority (FCA) in the UK, is the regulatory body who has granted Wise Payments Limited a licence under the Electronic Money Regulations 2011 and the Payment Services Regulations 2017, to be an electronic money institution for the issuing of electronic money (e-money). 

We’re noted on the FCA Register and our Firm Reference number on the register is 900507. 

We’re required to operate in accordance with all relevant regulations and rules laid down by the FCA as part of our authorization as an electronic money institution.

Learn more about using non-bank providers on the FCA’s website

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.