When you send money to Wise there are some types of accounts or payments we can't accept. There are 3 different ways to send payments to us:
Sending money to pay for transfer
Adding your own money to your Wise account
Receiving money to your Wise account — usually from 3rd parties
Types of accounts we may not be able to accept money from
You can pay for a transfer from USD brokerage accounts, but only if the money is sent from an account in your name — we might ask for a document that proves you own the account.
You can't pay for a transfer, or add money from Stripe, but you can receive money from Stripe into your Wise account.
You can receive money from your PayPal account as long as PayPal accepts your Wise account details as a withdrawal bank account.
You also may be able to use PayPal to pay for a transfer, or add money to your account.
Accounts that show the account holder as a third party
If you're paying for a transfer, or adding money to your Wise account, the money must come from an account in your name. If the account holder is a third party, we can't accept the money. Some accounts like this are:
Contis Group accounts
Card One accounts
Types of payments we can't accept
We never accept cash, cheques, or any cryptocurrency (crypto).
You can receive money to your Wise account from a platform that deals with cryptocurrencies — as long as the platform is regulated and/or supervised in the EU or UK.
Note: we're not able to receive any payments from Binance.