You can hold money in your account if you live in one of the following countries and territories:
| Country/territory | Additional restrictions |
|---|---|
| Andorra | |
| Argentina | |
| Australia | |
| Austria | |
| Bahrain | You can only hold money in personal accounts, not business accounts. |
| Belgium | |
| Bouvet Island | |
| Brazil | You can only hold BRL if you reside in Brazil. |
| Bulgaria | |
| Canada | |
| Cayman Islands | |
| Chile | |
| China | |
| Colombia | |
| Costa Rica | |
| Croatia | |
| Cyprus | |
| Czechia | |
| Denmark | |
| Estonia | |
| Finland | |
| France | |
| French Guiana | |
| Georgia | |
| Germany | |
| Gibraltar | |
| Greece | |
| Guadeloupe | |
| Guam | |
| Guernsey | |
| Hong Kong | You can only hold money in business accounts, not personal accounts. |
| Hungary | |
| Iceland | |
| India | You can hold money in your account when travelling overseas. Learn more here |
| Ireland | |
| Israel | You can only hold money in personal accounts, not business accounts. |
| Isle of Man | |
| Italy | |
| Japan | |
| Jersey | |
| Kuwait | |
| Latvia | |
| Liechtenstein | |
| Lithuania | |
| Luxembourg | |
| Macao | |
| Malaysia | You can only hold money in personal accounts, not business accounts. |
| Malta | |
| Martinique | |
| Mayotte | |
| Monaco | |
| Netherlands | |
| New Zealand | |
| North Macedonia | |
| Norway | |
| Peru | |
| Philippines | |
| Poland | |
| Portugal | |
| Qatar | |
| Réunion | |
| Romania | |
| Saint Barthélemy | |
| Saint Martin | |
| Saint Pierre and Miquelon | |
| Saudi Arabia | |
| Singapore | |
| Sint Maarten | |
| Slovakia | |
| Slovenia | |
| South Africa | |
| South Korea | |
| Spain | |
| Sweden | |
| Switzerland | |
| Taiwan | |
| Thailand | We've temporarily stopped issuing currencies and account details for customers in Thailand. |
| United Kingdom | |
| United States | You can’t hold money if you live in Nevada. |
| Uruguay |
We sometimes need to make changes that only affect new accounts. It's possible that older Wise accounts have access to different features than new ones.