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Is Wise safe?

We follow a strict set of rules set by regulatory agencies in every country we operate in — like the FCA in the UK. These agencies protect you, and protect the market we operate in. 

We always act fairly and honestly, in the best interests of our customers. Our regulators monitor us to make sure what we say and do is in line with regulatory standards — so that we operate in accordance with our licences.

Learn more about how and where we’re regulated

How does Wise keep my money safe? 

We safeguard your money in accounts by holding it in dedicated bank accounts or high quality liquid assets.

Learn more about safeguarding

We also have a specialised in-house team that looks after security at Wise. They do training regularly — and they’re always reviewing our processes. Because of their work, we’re at the cutting edge of financial security.

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.