How can I send money from a balance?

Sending money from your Wise balance is faster than sending from a bank account outside of Wise — and for transfers over 1,000 GBP or equivalent in other currencies, the fees are lower, too.

Learn how much it costs to withdraw or send money from your balances

Before you start, you’ll need to open a balance and make sure you have enough money there to make your transfer. Here’s how to add money.

There are 2 ways to start a transfer from your balance:

Go to one of your balances and send money from there

1. From the Home tab, choose the balance that you’d like to send from

   • On both web and on the app your balances are at the top of the screen

2. Click Send 

3. Select who you're sending to and enter the amount you want to send

4. Click Confirm and send — you may need to enter your Wise password, or use fingerprint or facial recognition, to finish sending money

Set up a transfer and choose to pay with your balance

1. From the Home tab click on Send

2. Set up a transfer by going through the standard transfer steps

3. At the payment step, choose the Your Wise balance

4. You may need to enter your Wise password, or use fingerprint or facial recognition, to finish sending money

Note: here’s what to do if you’ve forgotten your password

Direct debits

If you want to give a company permission to take regular payments from your account, such as for rent, subscriptions, or recurring bills you can set up direct debits for AUD, CAD, GBP, EUR, and USD balances.

Learn how to set up a Direct Debit

Sending BRL from a balance

For Brazilian customers with a BRL balance you can't send money from your Wise BRL balance to bank accounts owned by other people or businesses. However, you can still send to your own accounts.

If you're sending from your personal BRL balance, you can only send to external personal bank accounts that you own. If you're sending from your business BRL balance, you can only send to external business bank accounts owned by the same entity.