WiseWise
Log inRegister
Hello world
Hallo Welt
Hola mundo
Bonjour le monde
Helló Világ
Ciao mondo
世界とつながろう
Witaj, świecie
Olá, Mundo
Salut lume
Здравствуй, мир
Merhaba Dünya
Halo dunia
Привіт, світ
你好 世界
Log inRegister
  • Help home
  • Sending money
  • How to pay by bank transfer

How to pay by bank transfer

First, you’ll need to set up your transfer on Wise. Then, you’ll need to exit your Wise account, and pay by bank transfer directly through your bank. You can do this either:

  • online, through your online banking

  • over the phone, with your telephone banking

  • or in person, at a bank branch.

Here’s a step by step guide with a bit more detail. 

1. Set up your transfer on Wise

Set up your transfer — choose how much you’re sending, and enter your recipient’s bank details.

Send money New Design

2. Choose bank transfer at the payment step

Payment Select New Design

When you get to the payment step, choose bank transfer. This will bring up Wise’s bank account details, as well as a reference. Make a note of these — you’ll need them to pay with bank transfer through your bank.

3. Leave your Wise account, and pay by bank transfer directly through your bank

Bank Transfer New Design

Important: To make sure that your transfer isn’t delayed, please double check that: 

  • The name on your bank account matches the name on your Wise account — if the names don’t match, we won’t be able to process your transfer. We can’t accept your deposit if you use someone else’s bank account with power of attorney to fund your transfer. But if you have a joint bank account, please see here.

  • You’ve included the reference correctly — this helps us identify your deposit and proceed with your transfer.

  • You enter the exact amount you’re sending with Wise — paying more or less could delay your transfer.

If you’re making a bank transfer from a UK bank, which is under the limit set by your bank, you may also see an option called Log in and approve. This is a faster and easier way of making an online bank transfer. If you choose that option, you’ll need to enter your online banking details, pick which account you’d like to pay from, and click approve. And that’s it — we do the rest. 

4. You’re all done — wait for confirmation

We’ll send you an email as soon as your money arrives in Wise’s bank account. Then, we’ll convert it and pay it out to your recipient.

Was this article helpful?

Related articles

  • How to pay by Linked Bank Account
  • How to pay by Pix
  • Problems paying by bank transfer
  • Do I have to pay immediately?
  • Paying by Open Banking

Company and team

  • Company and team
  • Security
  • Press
  • Careers
  • Service status
  • Investor relations
  • Mission roadmap
  • Affiliates and partnerships
  • Help centre
  • Reviews

Wise Products

  • International money transfer
  • Wise account
  • International debit card
  • Travel money card
  • Large amount transfer
  • Receive money
  • Assets
  • Wise Platform
  • Wise Business
  • Business debit card
  • Mass payments

Resources

  • News and blog
  • Currency converter
  • Swift/BIC codes
  • IBAN codes
  • Rate alerts
  • Compare exchange rates
  • Invoice generator
  • Business Calculators

Follow us


Legal
Privacy policy
Cookie Policy
Country site map
Modern slavery statement

© Wise Payments Limited 2023

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.