International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 0 HKD
  • 11.73 HKDOur fee
  • 11.73 HKDTotal fees
  • =
    1,988.27 HKDTotal amount we’ll convert
  • ×
    0.1182

Should arrive by Friday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 2,000 HKD withRecipient gets(Total after fees)
Wise
234.97 EUR
Transfer fee
11.73 HKD
Exchange rate(1 HKD EUR)
0.118180
Exchange rate markup
0 HKD

Cost of transfer
11.73 HKD

Western Union
234.75 EUR- 0.22 EUR
Transfer fee
5 HKD
Exchange rate(1 HKD EUR)
0.117672
Exchange rate markup
8.60 HKD

Cost of transfer
13.60 HKD

HSBC
226.84 EUR- 8.13 EUR
Transfer fee
65 HKD
Exchange rate(1 HKD EUR)
0.117229
Exchange rate markup
16.10 HKD

Cost of transfer
81.10 HKD

PayPal
222.36 EUR- 12.61 EUR
Transfer fee
38.99 HKD
Exchange rate(1 HKD EUR)
0.113392
Exchange rate markup
81.03 HKD

Cost of transfer
120.02 HKD

BEA 東亞銀行
208.26 EUR- 26.71 EUR
Transfer fee
230 HKD
Exchange rate(1 HKD EUR)
0.117661
Exchange rate markup
8.79 HKD

Cost of transfer
238.79 HKD

globe

Send money abroad from the US in 3 easy steps

How much does it cost to transfer HKD to EUR?

Pay a small, flat fee and percentage

To send money in HKD to EUR, you pay a small, flat fee of 7.16 HKD + 0.23% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.16 HKD
Variable feeup to 200,524 HKD/month
0.23%
Variable feemore than 200,524 HKD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

HKD
EUR

Should arrive

by Friday

How to send money with Wise

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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