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Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 16 million customers

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You send exactly

22.29 GBP
4 GBPOur fee
–
26.29 GBPTotal fees
=
973.71 GBPTotal amount we’ll convert
×
1.1822

Recipient gets

Should arrive in 10 hours

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We charge as little as possible. No subscription

Sending 1,000 GBP with	Recipient gets(Total after fees)and transfer speed	Transfer speed
Cheapest	1,180.15 EURwithin seconds	within seconds
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.18015 Exchange rate markup 1.77 GBP Cost of transfer 1.77 GBP

	1,179.44 EUR- 0.71 EUR3-7 days	3-7 days
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.17944 Exchange rate markup 2.37 GBP Cost of transfer 2.37 GBP

	1,177.42 EUR- 2.73 EUR9 hours	9 hours
Transfer fee 4.08 GBP Exchange rate(1 GBP EUR) 1.18224 Exchange rate markup 0 GBP Cost of transfer 4.08 GBP

	1,173.58 EUR- 6.57 EURunavailable	unavailable
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.17358 Exchange rate markup 7.32 GBP Cost of transfer 7.32 GBP

	1,170.71 EUR- 9.44 EURwithin 7 days	within 7 days
Transfer fee 9.50 GBP Exchange rate(1 GBP EUR) 1.18194 Exchange rate markup 0.25 GBP Cost of transfer 9.75 GBP

	1,169.72 EUR- 10.43 EUR2-3 days	2-3 days
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.16972 Exchange rate markup 10.59 GBP Cost of transfer 10.59 GBP

	1,163.09 EUR- 17.06 EURwithin 2 hours	within 2 hours
Transfer fee 1.99 GBP Exchange rate(1 GBP EUR) 1.16541 Exchange rate markup 14.23 GBP Cost of transfer 16.22 GBP

	1,159.19 EUR- 20.96 EURwithin 1 day	within 1 day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.15919 Exchange rate markup 19.50 GBP Cost of transfer 19.50 GBP

	1,158.35 EUR- 21.80 EURsame day	same day
Transfer fee 20 GBP Exchange rate(1 GBP EUR) 1.18199 Exchange rate markup 0.21 GBP Cost of transfer 20.21 GBP

	1,156.14 EUR- 24.01 EUR1 day	1 day
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.15961 Exchange rate markup 19.14 GBP Cost of transfer 22.13 GBP

	1,149.75 EUR- 30.40 EURwithin 1 day	within 1 day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14975 Exchange rate markup 27.48 GBP Cost of transfer 27.48 GBP

	1,147.98 EUR- 32.17 EURwithin 1 day	within 1 day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14798 Exchange rate markup 28.98 GBP Cost of transfer 28.98 GBP

	1,140.26 EUR- 39.89 EURwithin 1 day	within 1 day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14026 Exchange rate markup 35.51 GBP Cost of transfer 35.51 GBP

	1,134.04 EUR- 46.11 EURwithin 1 day	within 1 day
Transfer fee 20 GBP Exchange rate(1 GBP EUR) 1.15718 Exchange rate markup 21.20 GBP Cost of transfer 41.20 GBP

	1,132.05 EUR- 48.10 EURsame day	same day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.13205 Exchange rate markup 42.45 GBP Cost of transfer 42.45 GBP

	1,132.05 EUR- 48.10 EURsame day	same day
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.13205 Exchange rate markup 42.45 GBP Cost of transfer 42.45 GBP

	1,127.52 EUR- 52.63 EURwithin 3 days	within 3 days
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.13090 Exchange rate markup 43.42 GBP Cost of transfer 46.41 GBP

The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

How to send money with a credit card in 3 easy steps

Enter amount to send in GBP

Pay in GBP with a credit card.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send GBP with a credit card, receive EUR

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer with a credit card take?

A money transfer with a credit card (GBP-EUR) should arrive in 10 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP

EUR

Should arrive

in 10 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

All goodness

Carlos Guillermo Fajardo Segur

Great service

Timothy Gooch

I love wise. I use since I was planning my trip from Brazil to Portugal, in 2021 until now 2024. It is very intuitive, easy-going, fast, and safe!

Natalia Zanoni

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