International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 5x when sending money abroad

ASIC regulated
Learn more
Awarded 5 stars for international money transfers
Read the full report
  • 0 JPY
  • 275 JPYOur fee
  • 275 JPYTotal fees
  • =
    1,725 JPYTotal amount we’ll convert
  • ÷
    151.890

Should arrive by Friday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 2,000 JPY withRecipient gets(Total after fees)
Wise
11.36 USD
Transfer fee
275 JPY
Exchange rate(1 USD JPY)
151.890
Exchange rate markup
0 JPY

Cost of transfer
275 JPY

PayPal
9.39 USD- 1.97 USD
Transfer fee
499 JPY
Exchange rate(1 USD JPY)
159.810
Exchange rate markup
99 JPY

Cost of transfer
598 JPY

Western Union
3.41 USD- 7.95 USD
Transfer fee
1,480 JPY
Exchange rate(1 USD JPY)
152.357
Exchange rate markup
6 JPY

Cost of transfer
1,486 JPY

Rakuten 楽天銀行
1.63 USD- 9.73 USD
Transfer fee
1,750 JPY
Exchange rate(1 USD JPY)
152.984
Exchange rate markup
14 JPY

Cost of transfer
1,764 JPY

globe

Send money abroad from Australia in 3 easy steps

Large amount of currency illustration

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money abroad from Australia

How to send money abroad from Australia

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in JPY to USD, you pay a small, flat fee of 265 JPY + 0.6% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
265 JPY
Variable feeup to 3,918,920 JPY/month
0.6%
Variable feemore than 3,918,920 JPY/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

JPY
USD

Should arrive

by Friday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions